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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

They are absolutely doing well indeed thanks,

5
They are absolutely doing well indeed thanks, Reviewed on: 8th June 2026

Easy to use, good communication, good service, good...

4
Easy to use, good communication, good service, good interest rates Reviewed on: 8th June 2026

Just a great all rounder

5
Just easier to use plus all ur transactions r protected it's safer to use paypal than given ur card details on line Reviewed on: 8th June 2026

Paypal is the easiest and safest way to purchase any...

5
Paypal is the easiest and safest way to purchase anything online, they keep you informed about your deliverys too which really helps. I choose Paypal everytime as you are guarenteed if your order doesnt arrive or your not happy with the item paypal sorts your problem out straight away Reviewed on: 8th June 2026

Great way to pay

5
Great experience making shopping easy and convenient. The options of pay in three or Paypal credit are another great option when buying more expensive items. Reviewed on: 8th June 2026

I like paypal

5
I like using PayPal as it is quick, efficient and reliable. Reviewed on: 8th June 2026

Great services and very helpful, use a lot

5
Great services and very helpful, use a lot Reviewed on: 8th June 2026

PayPal user for over 20 years

5
I have been a PayPal user for over 20 years and have had no major issues at all. The system is widely accepted, easy to use, safe and a great bunch of services. Reviewed on: 8th June 2026

Excellent

5
Being able to make secure safe payments online is of massive importance to me. PayPal are very helpful and always there to you help Reviewed on: 8th June 2026

Easy to use and clear communication.

5
Easy to use and clear communication. App is user friendly and notifications are nit intrusive. Reviewed on: 8th June 2026

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