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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Simple & straightforward to use.

Simple & straightforward to use. Problems sorted quickly. Reviewed on: 8th June 2026

It provides me with great relief when i need to buy...

It provides me with great relief when i need to buy big purchases but need time to pay it off Reviewed on: 8th June 2026

Easy way to manage finance.

Easy way to manage finance. Good may to manage bills over a 3 payment period. Reviewed on: 8th June 2026

This is my first time to credit and even using a cre...

This is my first time to credit and even using a credit card . And im not having any problems. Ive been with PayPal for more than 10 years. But this last 6 months I have been using and getting used to PayPal credit. Reviewed on: 8th June 2026

Had no issues with PayPal and the points system is p...

Had no issues with PayPal and the points system is pretty good Reviewed on: 8th June 2026

Very good to use and easy to use always in...

Very good to use and easy to use always in control Reviewed on: 8th June 2026

Had to pay for a hotel for a wedding event!

Had to pay for a hotel for a wedding event. Couldn’t of done it without PayPal and the ability to pay over 4 months Reviewed on: 8th June 2026

Safe way to pay online and manage payments if you wa...

Safe way to pay online and manage payments if you want to pay over three months Reviewed on: 8th June 2026

Good rates , app could be better

Good rates , app could be better Reviewed on: 8th June 2026

Great flexibility to spread cost

Great experience, love that i can spread the cost of larger purchases throughout 2- 3 months, great flexibility. 0% interest is great. Reviewed on: 8th June 2026

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