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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Simple, clear and trustworthy

Easy to pay, quick to refund and clearly see what you owe. The App has a breakdown of balance, credit and pay in 3 Reviewed on: 8th June 2026

Easy to use and the app is great

Easy to use and the app is great Reviewed on: 8th June 2026

Easy checkout, good rates

Generally I find the checkout process very simple and straightforward, good rates , plenty of promotions Reviewed on: 8th June 2026

Happy customer

PayPal credit offers a consistent product which has helped me to manage my money Reviewed on: 8th June 2026

Great service

Always helpful on the phone, and always ask if i need any more help Reviewed on: 8th June 2026

Always up there for paying over a period of time.

Always up there for paying over a period of time. Reviewed on: 8th June 2026

Have used PayPal many times.

Have used PayPal many times. When I have had a problem, PayPal has sorted it out very quickly Reviewed on: 8th June 2026

I use PayPal credit all the time and it saves me so...

I use PayPal credit all the time and it saves me so much stress! The best part is the credit card ! Reviewed on: 8th June 2026

Trustworthy system of dealing with customers

Trustworthy system of dealing with customers Reviewed on: 8th June 2026

Clear and easy

It’s great clear and available when you need it. It’s fair and good communication all around Reviewed on: 8th June 2026

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