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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105001 reviews)

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4.90

Based on 105,001 reviews, last reviewed 12th May 2026

2499200% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always great experience. Always great experience. User friendly. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105001)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Help when needed

Whenever I have needed to spread the cost of an item, they have a great offer. This helps with balancing books especially Sally with unexpected bills Reviewed on: 11th May 2026

Easy to use and trustworthy!

Paypal is convenient for buying online - offers good protections. It is easy to set up direct debits and the credit card is useful Reviewed on: 11th May 2026

Prompt plus convenience when needed

Very prompt, helpfull and convenience to use when needed Reviewed on: 11th May 2026

Fast and secure

Always a fast and secure service Reviewed on: 11th May 2026

Easy to use and manage.

Easy to use and manage. Good security Reviewed on: 11th May 2026

My experience with PayPal as been great, honestly I...

My experience with PayPal as been great, honestly I get to make transactions without any form of trouble or delay. I currently enjoy using it and I haven’t had any bad experience. At some point I needed the support of the customer service and I was professionally attended to and my case was resolved. So I will always recommend and refer friends and family to use PayPal for their payments and transactions. Reviewed on: 11th May 2026

Love paypal because it helps me buy things safely an...

Love paypal because it helps me buy things safely and quickly Reviewed on: 11th May 2026

Great using PayPal easy and piece of mind

Great using PayPal easy and piece of mind Reviewed on: 11th May 2026

Used PayPal for years

I have used PayPal for years now,it is so easy to use. Customer service is brilliant if you have a problem with a seller. Reviewed on: 11th May 2026

PayPal are absolute Legends!

Times are hard at the moment and being able to have a chance in life to keep kids happy without compromising on other bills was a blessing. I thank PayPal so much for this opportunity of being able to pay back in smaller installments (as per payment plan) but its so simple to pay off more on those easier months. Interest is fairly standard to a bank loan but its so much easier and stress free to apply. I highly recommend this to anyone who is in the same boat as me. As I said you can easily pay it off early without going to the bank or over the phone nonsense. PayPal are absolute lifesaver and cannot thank them enough. Reviewed on: 11th May 2026

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