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PayPal: PayPal Credit reviews

4.73
Based on 181,130 reviews, last reviewed 20th Aug 2026
9% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026
Israel M's avatar
Israel M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181130)

It’s really good and flexible for transferring money...

5
It’s really good and flexible for transferring money from credit cards Reviewed on: 8th June 2026

Easy to use

5
Easy to use and conveniant for those everyday purchases Reviewed on: 8th June 2026

PayPal always quick and easy to use great customer s...

5
PayPal always quick and easy to use great customer service as always. Reviewed on: 8th June 2026

Paypal a bank for all occasions.

5
I have been using PayPal credit for many years and the service I have received has been excellent. I have had issues that have required PayPal to investigate and they have come up positive solutions, this includes money back gaurantees. Thank you PayPal Reviewed on: 8th June 2026

Good customer care and easy to use app

5
Good customer care and easy to use app Reviewed on: 8th June 2026

I have been using PayPal since it first launched and...

5
I have been using PayPal since it first launched and have nothing but good experiences. Makes paying online safe & easy. Reviewed on: 8th June 2026

Paypal review

5
Paypal is a very easy to use service, they provide a lot of different features which make day to day life and spending much easier. The app is easy to access and makes managing your finances incredibly easy. Also Paypal credit is a great service, automatic DD makes repayments very easy. Reviewed on: 8th June 2026

Brilliant way to shop I Get what i want and pay for...

5
Brilliant way to shop I Get what i want and pay for it when its convenient. Reviewed on: 8th June 2026

fantastic service

5
fantastic experience all the way th Reviewed on: 8th June 2026

Great ways to manage money

5
Very easy to use, excellent offers and great terms generally. Flexible and convenient. Reviewed on: 8th June 2026

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