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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

It’s good, useful and accessible

It’s good, useful and PayPal have made it more accessible to use by introducing the card so it can be used with businesses that don’t accept PayPal as payment. Reviewed on: 8th June 2026

Just great!

Just great!! Helpful, friendly, very easy transaction process. An account you know that is safe. Wouldn't be without it! Reviewed on: 8th June 2026

I find it easy to navigate through the App.

I find it easy to navigate through the App. Now it's been updated I can't find PayPal credit on the App. Reviewed on: 8th June 2026

Happy customer

So far excellent service easy to use Reviewed on: 8th June 2026

Really good service and excellent facilities.

Really good service and excellent facilities. Reviewed on: 8th June 2026

Very easy to apply and all available on the app so e...

Very easy to apply and all available on the app so easy to manage as well Reviewed on: 8th June 2026

Seemless payment scheme with no drama.

Seemless payment scheme with no drama. Get reminders but not too many. Very good service. Reviewed on: 8th June 2026

In every situation, customers-helped

In every situation, customers-helped Reviewed on: 8th June 2026

Paypal - Driving Frictionless Commerce

Throughout my career in software delivery, PayPal has been the gold standard for secure, scalable fintech. Its robust REST APIs, stellar sandbox environments, and flawless documentation drastically accelerate development velocity. By seamlessly handling global compliance and fraud mitigation, PayPal eliminates security bottlenecks. Ultimately, its frictionless checkout flows dramatically boost conversion rates, making it an indispensable partner for driving engineering excellence and business growth. Reviewed on: 8th June 2026

Always a trouble free experienced with PayPal credit...

Always a trouble free experienced with PayPal credit, never ever had an issue with them. Easy to use and you get the potion to split payments over a few months to help pay off you r balance quicker Reviewed on: 8th June 2026

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