Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

View other PayPal products

4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181130)

Easy to contact and quick results NO BOTS

Easy to contact and quick results NO BOTS Reviewed on: 8th June 2026

Simple and reliable.

Simple and reliable. No nonsense Reviewed on: 8th June 2026

Excellent, no problem in paying in 3 payments

Excellent, no problem in paying in 3 payments Reviewed on: 8th June 2026

Everything works perfectly.

Everything works perfectly. I love using paypal credit and the options it gives me and how it develops through time. I always feel safer using paypal than any other credit card. Reviewed on: 8th June 2026

Loved using them, easy to check out!

Loved using them, easy to check out! Have been using it now for a few years. Reviewed on: 8th June 2026

Great app to protect my account .

Great app to protect my account . Refunds flow very well Reviewed on: 8th June 2026

Love the credit card promotional offer

Love the credit card promotional offer Reviewed on: 8th June 2026

Allows me to spread cost and afford more when I...

Allows me to spread cost and afford more when I need it Reviewed on: 8th June 2026

Fairly simple to use and really handy

Fairly simple to use and really handy Reviewed on: 8th June 2026

Best provider of credit

There security is the best always had a first class service , communication is fast and easy and staff always polite and helpful Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101287 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub