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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

PayPal are quick to resolve any disputes and refunds...

PayPal are quick to resolve any disputes and refunds show up very quickly. The only element I would adapt is the length of time it takes for a payment to be processed when you are paying the statement. Reviewed on: 8th June 2026

I have only had it less than a month so...

I have only had it less than a month so unsure yet Reviewed on: 8th June 2026

Makes life easy!

It’s an amazing experience, easy and simple. Makes life easier. Reviewed on: 8th June 2026

Excellent service and complete peace of mind

I’ve used PayPal for many years and have always found it to be a reliable, secure, and easy way to make payments online. The checkout process is quick, and I like that I don’t have to enter my card details on every website I use. One of the biggest advantages is the buyer protection, which gives me confidence when purchasing from new retailers or private sellers. On the rare occasions I’ve needed assistance, the resolution process has been straightforward and professional. The app is easy to use, payments are processed quickly, and transferring money to friends and family is simple. Overall, PayPal has made online shopping and sending money far more convenient and secure. Highly recommended for anyone looking for a trusted online payment service. Reviewed on: 8th June 2026

Very easy to use.

Very easy to use. Pay in 3 is an amazing way to pay for something. Reviewed on: 8th June 2026

Easy to use, 4 months free credit account, perfect

Easy to use, 4 months free credit account, perfect Reviewed on: 8th June 2026

Simple setup and easy to use.

Simple setup and easy to use. Can spread large payments over either 3 or 4 months Reviewed on: 8th June 2026

Fast,good customer service services.

Fast,good customer service services. App is intuitive and you have many choices to pay back your credit. Reviewed on: 8th June 2026

Easy to use upto date payments flexible payment meth...

Easy to use upto date payments flexible payment methods easy to track use on loads of online and in-store shops/website like interest free payments Reviewed on: 8th June 2026

Easy to understand

Easy to understand and making payments is straightforward. Having a PayPal credit card is very useful and the ability to earn reward points. Managing subscriptions is straight forward as it is too easy for some companies to keep subscriptions going and making it difficult to cancel, however if it’s via PayPal it’s easy to monitor and cancel if needed. Reviewed on: 8th June 2026

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