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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Very organised and I’m happy with everything thank you

Very organised and I’m happy with everything thank you Reviewed on: 8th June 2026

IT is very usefull, helps me a lot

IT is very usefull, helps me a lot Reviewed on: 8th June 2026

Most trusted money site ever.

I have been using PAYPAL for many years, its a trusted medium to use to pay, 100 per cent recommend it. Also you have credit on on PayPal that you can use very handy over the Christmas period when you always spend more.. no fuss transferring money. Probably the easiest option today to use. AND the site and app always work there's no problems ever. I wouldn't trust or use anything else. It's the best banking and wallet system . Reviewed on: 8th June 2026

Reliable service.

Reliable service. Never have a problem accessing this service. Up to date information re your account. Highly recommended. Reviewed on: 8th June 2026

Excellent service

Used PayPal for years no issues even resolved a dodgy purchase in a timely manner. Reviewed on: 8th June 2026

Thanks so much good help for me

Thanks so much good help for me Reviewed on: 8th June 2026

I feel safe using PayPal

I feel safe using PayPal, particularly if I’m buying from a company for the first time. I find PayPay very easy to use and when I had to reach out to them after a company failed to deliver my goods and were stalling for time rather than reimburse me, PayPay had it sorted in hours! Reviewed on: 8th June 2026

Easy to use and manage.

Easy to use and manage. You can overpay or borrow more Reviewed on: 8th June 2026

PayPal is very easy to use and there is no issues ho...

PayPal is very easy to use and there is no issues however I would recommend paying off your debt before the interest kicks in. A lot of places give you 4 months interest free etc. customer service can be a little tricky. Not an extremely long wait to speak to someone however there can be issues while on the phone such as connection problems or advisor not understanding you. PayPal assistance is good however I would rather a standard email address to make contact. Or a way to email within the messaging centre. PayPal assistant says I can do this but there is no option. I can speak to an advisor online but again they advised me to contact by phone which is the issue I was already having. Reviewed on: 8th June 2026

Best service ever

Always someone to deal with any problems Reviewed on: 8th June 2026

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