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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Am very happy with the service I received.

Am very happy with the service I received.thank you. Reviewed on: 8th June 2026

NO BRAINER

been with paypal for years now,its a no brainer for me.Not once have I had to complain with any problems ,they have always came through getting refunds overseas transactions . Reviewed on: 8th June 2026

I always feel safer using PayPal at checkout rather...

I always feel safer using PayPal at checkout rather than entering my card details every time. The only thing that lets it down is customer service. You can’t speak to anyone and I find the process of getting a refund when you have not received your items has deteriorated. Several times PayPal has favoured the seller and I have been left out of pocket. It used to be a safe guaranteed way to make a purchase. Reviewed on: 8th June 2026

PayPal Credit helped me with my decision with purcha...

PayPal Credit helped me with my decision with purchasing and helped me to even out monthly payment without the need to spend so much Reviewed on: 8th June 2026

Reliable and Secure Payment Platform

I've been using PayPal for a long time and have had a great experience. The platform is easy to use, secure, and makes sending and receiving payments quick and convenient. I especially appreciate the buyer protection and the ability to make online purchases without sharing my bank or card details directly with sellers. Transactions are usually processed smoothly, and the mobile app is user-friendly. Overall, PayPal is a reliable payment service that I would highly recommend for both personal and business use. Reviewed on: 8th June 2026

Useful and safe but nothing is infallible

Useful and safe but nothing is infallible Reviewed on: 8th June 2026

Excellent easy to use excellent app

Excellent easy to use excellent app Reviewed on: 8th June 2026

Its easy, allows me to pay instantly for goods, quic...

Its easy, allows me to pay instantly for goods, quick to. I have visibility of what I spend wirh receipt emails i can save and have used the 3 payment system for larger buys which helps me spread the cost. The only downside side is I have found it hard to cancel subscriptions which are automatic and trying to sort out issues is quite frustrating, suppliers do not get back on emails. Being back the days when you can call someone. Reviewed on: 8th June 2026

The payments take time to show up which is confusing...

The payments take time to show up which is confusing Reviewed on: 8th June 2026

Easy service and very trustworthy

Easy service and very trustworthy Reviewed on: 8th June 2026

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