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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

I have never had any issues.

I have never had any issues. Transactions are always smooth and easy. Information is clear Reviewed on: 8th June 2026

I have never had any issues using paypal credit.

I have never had any issues using paypal credit. Always is seamless, especially when it can be used as a contactless payment. Reviewed on: 8th June 2026

Easy safe secure

Easy payments no fuss …. I like the notifications given on purchases and it’s all secure giving peace of mind … I use it for both personal and business use Reviewed on: 8th June 2026

An extremely user friendly platform for making purch...

An extremely user friendly platform for making purchases where many retailers now accept. The rates are far more competitive than traditional credit if you are in a position to make use of the interest free options. Reviewed on: 8th June 2026

PayPal Credit is a rarity in the financial world , i...

PayPal Credit is a rarity in the financial world , it works in the client’s favor. No hidden costs, lightning-fast service, and full control over your budget. I recommend it to anyone who wants to split larger purchases into installments. Definitely recommend! Reviewed on: 8th June 2026

Not easy to pay is it I pay and it seems to take 24...

Not easy to pay is it I pay and it seems to take 24 hours to come out of bank account its not immediate Reviewed on: 8th June 2026

A great sense of security

Makes online payments stress-free Reviewed on: 8th June 2026

Good service and easy to use and allows you to pay t...

Good service and easy to use and allows you to pay things of im smaller amounts at a time. Reviewed on: 8th June 2026

Easy to use does the job, credit options are nice...

Easy to use does the job, credit options are nice Reviewed on: 8th June 2026

I have been with PayPal for over 13 years and the se...

I have been with PayPal for over 13 years and the services and my experience have been terrific Reviewed on: 8th June 2026

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