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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Safe purchases online

Good I find it useful for making purchases safely online Reviewed on: 8th June 2026

I've had a positive experience using PayPal .

I've had a positive experience using PayPal . It's easy to use, secure, and makes sending and receiving money quick and convenient. The platform is reliable for both personal and online purchases, and I appreciate the added buyer protection and straightforward transaction process. Overall, it's a trusted payment service that has worked well for me. Reviewed on: 8th June 2026

Easy and safe to use, hassle free, convenient

Easy and safe to use, hassle free, convenient Reviewed on: 8th June 2026

Love using PayPal

PayPal and PayPal credit are a wonderful service that have allowed me to purchase items that at the time I didn’t have the funds to purchase. Very happy with their terms Reviewed on: 8th June 2026

Very helpful good customer service

Very helpful good customer service Reviewed on: 8th June 2026

It could be simpler but not bad as it is

It could be simpler but not bad as it is Reviewed on: 8th June 2026

I've had a very positive experience with my PayPal C...

I've had a very positive experience with my PayPal Credit Card. The application process was straightforward, and managing the account through the PayPal platform is convenient and user-friendly. I appreciate the flexibility the card provides for both online and everyday purchases, as well as the ability to easily track transactions and payments. Reviewed on: 8th June 2026

I always use PayPal for purchasing online for the pe...

I always use PayPal for purchasing online for the peace of mind of payment protection. Reviewed on: 8th June 2026

PayPal has been great for me to utilise both credit...

PayPal has been great for me to utilise both credit and pay in 3 to allow me to purchase items during difficult periods. As I receive weekly pay but have monthly bills I often find the first month to be incredibly challenging. Paypal helps me bridge this gap and eases my worries at the start of the month Reviewed on: 8th June 2026

Easy to apply and quick and easy to use

Easy to apply and quick and easy to use Reviewed on: 8th June 2026

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