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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 20th Aug 2026
11% increase in 5 star reviews
in the past 90 days
24% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026
Igor's avatar
Igor

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181130)

me bestist pal

5
the account is all ways clear and good advanced e,s to let you know of payments due. pay in 3 is brilliant way of spreading the cost and the payment dates once again are clearly set out. Reviewed on: 8th June 2026

It's easier than you think .

5
Wow wow wow wow wow It's easier than you think Reviewed on: 8th June 2026

PayPal happy!

5
I have not needed to use customer service but my experience has always been positive. The payment options are easy to access and give choices of how to pay. Reviewed on: 8th June 2026

I have been using PayPal and PayPal credit for a lon...

5
I have been using PayPal and PayPal credit for a long-time and when it works fine it okay but when there's a issue it sometimes it hard to talk to someone because sometimes they don't talk good English and sometimes it my hearing not 100% so it difficult to understand what they saying but all there only been a few issues with my bank account information Reviewed on: 8th June 2026

Great convince assesible

4
Great convenient accessible , have been using I for a long while now Reviewed on: 8th June 2026

Not had PayPal credit long bit love it

5
Not had PayPal credit long bit love it Reviewed on: 8th June 2026

Very easy and convenient to use while offering good...

5
Very easy and convenient to use while offering good perks Reviewed on: 8th June 2026

With PayPal, dreams come true.

5
PayPal is a reliable and secure way to manage your money. PayPal is the best way to never run out of money while still managing to meet your needs. Reviewed on: 8th June 2026

It has been awesome.

5
It has been awesome. Paypal credit is easy to understand. Help and support team are also helpful and professional. Reviewed on: 8th June 2026

Been with PayPal for numerous years, safe n easy

5
Been with PayPal for numerous years, safe n easy Reviewed on: 8th June 2026

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