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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 19th Aug 2026
11% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181128)

Very good happy PayPal very good

5
Very good happy very good PayPal Reviewed on: 7th June 2026

I am pleased to offer my thoughts on the PayPal Cred...

5
I am pleased to offer my thoughts on the PayPal Credit service. It has proven to be a convenient and accessible option for managing larger purchases. The user-friendly interface makes tracking payments straightforward. I appreciate the flexibility it provides for budgeting. Overall, it's a reliable financial tool. Reviewed on: 7th June 2026

Great service and easy to use.

5
Great service and easy to use. Easy to keep track of payments and outgoings. Great for helping out with unexpected outgoings during the month. Reviewed on: 7th June 2026

Easy to use service and the rewards are excellent.

5
Easy to use service and the rewards are excellent. Paypal is my go to business for purchasing online. Reviewed on: 7th June 2026

Best and super secure payment as well as 3 installme...

5
Best and super secure payment as well as 3 installment payment without any interest. Reviewed on: 7th June 2026

Easy to manage

5
Everything I need under my control Reviewed on: 7th June 2026

Perfect, very helpful with the pay in 3 option

5
Perfect, very helpful with the pay in 3 option Reviewed on: 7th June 2026

Efficient

5
Very straightforward experience with opening a credit card account. Reviewed on: 7th June 2026

Easy to use and buy and pay off

5
Easy to use and buy and pay off, great customer service and really helpful Reviewed on: 7th June 2026

Good good good good very good I would recommend a se...

5
Good good good good very good I would recommend a service to anyone. Reviewed on: 7th June 2026

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