Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 59,466 reviews, last reviewed 12th Apr 2026
797700% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have to have it Easy process, confident in using the service, makes your life easy, 4 months installment without fees and without request is a no brainer. Reviewed on: 12th April 2026
Ahmed A's avatar
Ahmed A

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59466)

The most secure and safe payment method

5
The most secure and safe payment method to use when you shop online. Reviewed on: 13th June 2022

Excellent service

5
Great team I had a problem very quickly sorted Reviewed on: 13th June 2022

Great service.

5
I have been using PayPal Credit service for several years for my online purchases. Like everything else in life sometimes things aren't going according to plan. PayPal has made me feel safe in all of my dealings. They have protected me against fraudsters in several occasions and put things back in order without any hustle whatsoever. Thank you for the great service. Both thumbs up. Reviewed on: 13th June 2022

My best friend

5
Always there for me when times are good and bad or if you need a little pick me up Reviewed on: 13th June 2022

Very satisfying

5
Great customer service very safe way to buy products great shopping Reviewed on: 13th June 2022

Really helpful and straightforward

5
I applied for PayPal credit when my credit score wasn’t great and was accepted immediately. This helped me out near Christmas a great deal Reviewed on: 13th June 2022

Great

5
Great special buy now pay later Reviewed on: 13th June 2022

Amazing service

5
Paypal Credit is an amazing service with help provided during covid 19 Reviewed on: 13th June 2022

Easy to set up and take control of

5
Easy to apply, easy to use and easy to control Reviewed on: 13th June 2022

Great for bigger purchases

5
Easy to use great for bigger purchases overall great to have Reviewed on: 13th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review