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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

PayPal credit has always been fantastic.

PayPal credit has always been fantastic. It comes in really handy for making big purchases and being able to pay them back over time, and with no interest. Reviewed on: 7th June 2026

Banking as it should be

Ive been using PayPal for around 20 years and there are so many positive. It's always reassuring to see that logo at checkout when making purchases! Protected payments, fast access to monies received. No issues as yet. Lots of pay later options. Good comms and an easy usable app. Mega! Ty Reviewed on: 7th June 2026

I was able to purchase some items I would never buy...

I was able to purchase some items I would never buy on my own. Easy process, clear informations and good installments. Reviewed on: 7th June 2026

PayPal credit is really excellent for anyone who's l...

PayPal credit is really excellent for anyone who's looking for reliable easy also manageable finance plan Reviewed on: 7th June 2026

Easy Easy to use

Easy to use, good interest rates Reviewed on: 7th June 2026

was so easy to use ana pay with PayPal

was so easy to use ana pay with PayPal Reviewed on: 7th June 2026

Convenient and easy to manage

I’ve had a positive experience using PayPal Credit for online purchases. What I like most is how simple and convenient it is during checkout, especially when I need a bit more flexibility with payments. The process is straightforward, and it’s easy to keep track of spending and repayments through PayPal. I’ve also found it useful for buyer protection and refunds, which gives extra peace of mind when shopping online. Overall, it has been reliable and easy to use, and I would recommend it to others if used responsibly. Reviewed on: 7th June 2026

Yeah so I’ve been struggling with money and PayPal c...

Yeah so I’ve been struggling with money and PayPal credit has helped that, it allows me to get presents and has a good apr I use it daily Reviewed on: 7th June 2026

Easy to use,great customer service

Easy to use,great customer service Reviewed on: 7th June 2026

It’s just easy to use and manages my finances smartly

It’s just easy to use and manages my finances smartly Reviewed on: 7th June 2026

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