Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181128)

Always reliable and feel like it provides protection...

5
Always reliable and feel like it provides protection for online purchases Reviewed on: 7th June 2026

easy to use

5
easy to use, reliable, and i can always count on it, they have a support team as well which is handy if things go out of control. i love how easy it is to see activity as well as being able to see how much i owe back in a certain amount of time Reviewed on: 7th June 2026

They offered me a credit card , easy to apply , to u...

5
They offered me a credit card , easy to apply , to use and to pay back Reviewed on: 7th June 2026

Great way to manage my finances

5
I have a mutually agreed credit limit and I try to pay off all my bills within the 4 month interest free period. This far exceeds other credit offers when buying a larger or more expensive item. Reviewed on: 7th June 2026

Excelent services i can pay with paypal credit in ma...

5
Excelent services i can pay with paypal credit in many parts Reviewed on: 7th June 2026

Love this app it helps me budget my money.

5
Love this app it helps me budget my money. Reviewed on: 7th June 2026

Save e bay safeway to pay security

5
Save way to pay protection , really easy way to pay with guarantee peace of mind. Reviewed on: 7th June 2026

So far I have had a pleasurable straight forward and...

5
So far I have had a pleasurable straight forward and easy experience using PayPal. Reviewed on: 7th June 2026

good tool to manage money.

4
good tool to manage money.Thank you. Reviewed on: 7th June 2026

GREAT WAY TO PAY AND THE SAFEST WAY TO PAY

5
GREAT WAY TO PAY AND THE SAFEST WAY TO PAY I HAVE HAD TIMES WHEN ON EBAY I HAVE NEEDED TO GET MY MONEY BACK AND THEY WILL DO THERE VERY BEST TO GET IT FOR YOU Reviewed on: 7th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101284 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products