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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Easy to use and handy if you need to spread out paym...

Easy to use and handy if you need to spread out payments Reviewed on: 7th June 2026

Easy to manage acc from app, also fast approval.

Easy to manage acc from app, also fast approval. Reviewed on: 7th June 2026

Great service and flexibility.

Great service and flexibility. Lots of ways to pay for things. Reviewed on: 7th June 2026

Easy to use APP.

Easy to use APP. Staff always very helpful should I ever have a query which is very rare. Reviewed on: 7th June 2026

I had a scary experience and was so scared had lost...

I had a scary experience and was so scared had lost my money to a dodgy site but I was made whole and put at ease straight away Reviewed on: 7th June 2026

Easy to use and excellent short term credit options.

Easy to use and excellent short term credit options. Good reminders when payments are due and notifications make it easy not to miss payments. My only criticism is that PayPal isn’t available on Amazon, but I guess that’s more Amazon issue than PayPal. Reviewed on: 7th June 2026

My experience with PayPal has been nothing but posit...

My experience with PayPal has been nothing but positive in all aspects of dealings Reviewed on: 7th June 2026

Easy to use, gives me security when purchasing goods

Easy to use, gives me security when purchasing goods Reviewed on: 7th June 2026

PalPal helps with quick on the spot finance.

PalPal helps with quick on the spot finance. Giving the choice to spread the cost of a purchase. Crucial for times when bank balance is low and times are difficult. Short term finance without feeling embarrassed, like having to beg for help. Trustworthy App. Many thanks! Reviewed on: 7th June 2026

I use PayPal for all my online shopping and transact...

I use PayPal for all my online shopping and transactions. It’s important to me that I have something secure and flexible. Reviewed on: 7th June 2026

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