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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181099)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use & very convenient.

5
Easy to use & very convenient. Ideal way to buy goods & spead the cost. Reviewed on: 14th July 2026

Buying with pay pal credit

4
Bought goods from various retailers using pay pal credit upto now no complaints Reviewed on: 14th July 2026

Great service and would recommend the service to fam...

5
Great service and would recommend the service to family and friends Reviewed on: 14th July 2026

Great app , great company, great se

5
Great app , great company, great se Reviewed on: 14th July 2026

Had to contact customer services for the first time,...

5
Had to contact customer services for the first time, problem was solved within minutes. Great service! Reviewed on: 14th July 2026

Fantastic service

5
Very efficient also very secure online allowing you to purchase online with confidence . Reviewed on: 14th July 2026

Really easy to really goodwork with

5
Really easy to work with and sort problems that i couldn’t Reviewed on: 14th July 2026

Very good application easy to use

5
Very good application easy to use Reviewed on: 14th July 2026

PayPal Credit is excellent

5
PayPal Credit is an excellent, short-term interest free payment option, especially for unexpected expenses. Reviewed on: 14th July 2026

easy to use and think i may start to use as prefered...

5
easy to use and think i may start to use as prefered way to pay Reviewed on: 14th July 2026

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