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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A very useful, well run, and courteous service.

Clear billing, prompt courteous and helpful telephone staff, easy to use the service when purchasing online (as a verified customer) ... what's not to like therefore? Many opportunities to avoid interest charges altogether, but if needs must, they are reasonable. Very happy with the availability and the service! Reviewed on: 3rd June 2025

I use PayPal for most purchases, never let me down b...

I use PayPal for most purchases, never let me down before, and trust it to use for online buying. Reviewed on: 3rd June 2025

Excellent service

I use PayPal credit and it is so convenient for me as I can spread the cost as I only have a small budget each month so spreading the cost is a must for me. Reviewed on: 3rd June 2025

Always had a good experience with PayPal, very consu...

Always had a good experience with PayPal, very consumer friendly Reviewed on: 3rd June 2025

So easy to pay with.

So easy to pay with. Feels trustworthy and reliable for using to make sales via selling platforms. Love using it to pay for Netflix and it coming out each month and being about to track it Reviewed on: 3rd June 2025

Excellent

Excellent experience great service Reviewed on: 3rd June 2025

Ok with no problems bla bla bla bla bla bla bla bla...

Ok with no problems bla bla bla bla bla bla bla bla bla bla bla bla bla bla bla bla Reviewed on: 3rd June 2025

I regularly use Pay in 3, which is helpful to budget.

I regularly use Pay in 3, which is helpful to budget. Reviewed on: 3rd June 2025

The most reliable service I've ever used

I've used PayPal for many years abs love it. The most reliable service I've ever used Reviewed on: 3rd June 2025

Ease of navigate through the website

Ease of navigate through the website Reviewed on: 3rd June 2025

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