Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

I like the pay in 3 option and borrowing option.

I like the pay in 3 option and borrowing option. I think the interests are quite high Reviewed on: 6th June 2026

Great customer service easy to use and contact.

Great customer service easy to use and contact. Staff very helpful and answering all questions. Reviewed on: 6th June 2026

Great use it alot very easy company

Great use it alot very easy company Reviewed on: 6th June 2026

Amazing and handful

Amazing. Very handful. Lovely offers that can not be found anywhere else. Reviewed on: 6th June 2026

Always been very good, never had any issues

Always been very good, never had any issues Reviewed on: 6th June 2026

Easy to use especially on my phone wallet

Easy to use especially on my phone wallet Reviewed on: 6th June 2026

some examples of why PayPal credit is amazing

I’ve had PayPal for roughly around 16 years I have never had any issues with them. The customer service is immaculate. I’ve got a lot of examples that I can provide, however it’ll turn into a book. We supposedly had a PlayStation 5 delivered to our house. However, it was not delivered. It was stolen by the delivery driver. I provided the footage to PayPal and they were amazing at resolving the matter. I was also sent knockoff copies of perfumes and once again PayPal came to the rescue and resolved my matter. Reviewed on: 6th June 2026

Extremely helpful

Extremely helpful for the little things in life when you're struggling Reviewed on: 6th June 2026

Never been disappointed

Ever since I started using PayPal I have never been disappointed Reviewed on: 6th June 2026

PayPal credit rewards

Recently PayPal credit has given me significant discounts on items when I have gone to check out, with 0% interest over 4 months, now I can earn points on purchases that provide monetary benefits, I find myself using PayPal credit on my everyday purchases. Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub