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PayPal: PayPal Credit reviews

4.90
Based on 60,620 reviews, last reviewed 13th Apr 2026
902400% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

PayPal credit I do like the credit feature which allows for me to make monthly payments in 4 installments. This allows me to be able to control and plan my out goin... Read more Reviewed on: 13th April 2026
Lan S's avatar
Lan S

Latest lowest rating:

1

PayPal Direct Debit plan has been terrible. Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are n... Read more Reviewed on: 13th April 2026
HP's avatar
HP

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60619)

Amazing

5
Amazing experience every time I use PayPal Reviewed on: 14th June 2022

Transfer & Credit in PayPal

5
Best world transfer, quick and easy app, well breakdown bill, considering credit when you missed payment. Best of you get offered with difference payment method. All the value are from PayPal, l have use must credit provider nothing like PayPal, most still preferred PayPal payment method, PayPal transfer mmm, is very easy, people love it around the globe. I still remain in PayPal credit & transfer, super b Reviewed on: 14th June 2022

PayPal credit is fair and upfront

5
I use PayPal credit a lot I know exactly where I stand at all times thanks Reviewed on: 14th June 2022

PayPal helps!

5
Have been using PayPal for years now. I find it useful for spreading larger payments, as well as shopping for items online! Really useful app! Reviewed on: 14th June 2022

CREDIT CARD

5
I think Paypal credit card is great and it helps me out when I need to purchase things. I think it is great plus it hides all your card details Reviewed on: 14th June 2022

Great way to buy online in installments

4
Best way to pay in installments online interest free !!! Reviewed on: 14th June 2022

complete trust

5
i have the utmost tust in paypal. Reviewed on: 14th June 2022

Best friend in your wallet

5
I do not know how many times PayPal saved me from embarrassing moments. PayPal Credit is my go to financial instrument in online shopping and transfer among friends. Easy to use, never lets you down, covers you for all your needs. Reviewed on: 14th June 2022

So easy .

5
Love the fact I can view all my transaction fast check out and security is great . Reviewed on: 14th June 2022

The Most reliable credit card

5
PayPal credit has been the best credit card company so far, very reliable, fair interest. I will recommend it any time any day. Reviewed on: 14th June 2022

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