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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Flawless service every time.

Flawless service every time. I've used PayPal since the very beginning, and never had any problems. It's my ho to App for paying online where possible. Reviewed on: 6th June 2026

Good and easy to use safe for peace of mind

Good and easy to use safe for peace of mind Reviewed on: 6th June 2026

Easy to apply you know what your getting from the st...

Easy to apply you know what your getting from the start no hidden charges Reviewed on: 6th June 2026

I have been using PayPal for many years and have had...

I have been using PayPal for many years and have had no issues. Anytime I have had to reach out to customer service. The service was 10/10 Reviewed on: 6th June 2026

being able to pay in 4 is good with no interest hel...

being able to pay in 4 is good with no interest helps spread the cost and i can buy nice things that was out of the question before Reviewed on: 6th June 2026

PayPal is just a the best for stuff

PayPal is just a the best for stuff Reviewed on: 6th June 2026

Once you get to talk to a person the process is great.

Once you get to talk to a person the process is great. Reviewed on: 6th June 2026

Simple and Easy

So far all I can say is things are very easy with no complications Reviewed on: 6th June 2026

PayPal has been brilliant for me,my son was stuck ab...

PayPal has been brilliant for me,my son was stuck abroad,with no funds,nothing,managed to top his phone,get train & flight tickets to get him home, so 10 out 10 thank you Reviewed on: 6th June 2026

Great payment system

Easy to use with no hidden agenda Reviewed on: 6th June 2026

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