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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Everything works perfect,no issues

Everything works perfect,no issues Reviewed on: 6th June 2026

Handy to have the 4 months 0% for those slightly exp...

Handy to have the 4 months 0% for those slightly expensive purchases but enables you to pay back in a longer period of time and handy that many retailers allow PayPal to pay. Reviewed on: 6th June 2026

Guaranteed safety what’s not to like.

I purchase via PayPal as it’s safe accessible and always reliable. I have only positive experience with PayPal and today that’s a safety net we all want when buying a product. Reviewed on: 6th June 2026

Fast ,accurate and there when you need best service

Fast ,accurate and there when you need best service Reviewed on: 6th June 2026

The deals you get with PayPal aren’t that great.

The deals you get with PayPal aren’t that great. To be honest they’re quite poor. Reviewed on: 6th June 2026

Easy service, very reliable and east to apply

Easy service, very reliable and east to apply Reviewed on: 6th June 2026

I'm pleased I used paypal credit, it's simple.

I've never thought about credit before, as I thought they take your eyes out with added extra payments and apr %, but! to be honest, I've really enjoyed my experience, I woundnt spend what I haven't got, so if I have money left over, and a shop use's paypal, where you can pay in 3 payments 0% interest, then I'd rather spread that cost, 3 months is really good and enough time to pay, Paypal take the money from your a/c, so no messing or forgetting, I've really enjoyed the ful experience, give it a go, you have nothing to loose, just spend what you have, let paypal do the rest, it's simple. Reviewed on: 6th June 2026

Always reliable service

Always reliable service, option for pay in 3 allows more flexibility. Reviewed on: 6th June 2026

Easy to use, PayPal credit and the new debit card ar...

Easy to use, PayPal credit and the new debit card are so useful. Reviewed on: 6th June 2026

Peace of mind guaranteed

Easy and transparent service with good communication across all platforms and confidence to avoid being scammed - peace of mind guaranteed Reviewed on: 6th June 2026

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