Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

Paypal credit is the simple and effective way to man...

Paypal credit is the simple and effective way to manage my purchases Reviewed on: 6th June 2026

Great app.

Great app. Great service, easy methods of payment, and good incentives Reviewed on: 6th June 2026

PayPal changed my life

PayPal are great. They have allowed me to live life much more comfortably Reviewed on: 6th June 2026

"I have had a very positive experience using PayPal.

"I have had a very positive experience using PayPal. The platform is secure, reliable, and very easy to use for both online purchases and money transfers. I also find the PayPal Credit and Pay in 3 options extremely helpful, as they provide flexibility when managing larger purchases. The application process was straightforward, payments are easy to track, and everything is clearly displayed in the app. Overall, PayPal offers a convenient and trustworthy service, and I would highly recommend it." Reviewed on: 6th June 2026

Consistent excellent customer service

Consistent excellent customer service Reviewed on: 6th June 2026

Flexible, easy to use

PayPal have made it very easy for me to buy stock for my business and pay for it over 4 months. This allows me to sell and make the money back instead of having to lay out a lot of money I didn’t have at the beginning. It’s allowed me to get a head start and not cripple myself before I’ve even started. Reviewed on: 6th June 2026

PayPal Credit with PayPal Plus

I’m really liking PayPal+ with PayPal Credit watching points build up with every transaction, plus the interest free period for purchases over £100 makes budgeting for larger items easier. Reviewed on: 6th June 2026

Absolutely love PayPal especially the pay in 3 and n...

Absolutely love PayPal especially the pay in 3 and no interest if paid in 4 months Reviewed on: 6th June 2026

Love using paypal reliable can spread payments overt...

Love using paypal reliable can spread payments overtime excellent customer service easy app to use fantastix Reviewed on: 6th June 2026

I have always found PayPal to be helpful and they ex...

I have always found PayPal to be helpful and they expedite any matters that need dealing with, although I don't look for problems, I have always found customer services quick to respond and deal with my queries Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub