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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Great service from PayPal.

Great service from PayPal. Fast, secure, and easy to use. I am very satisfied and would definitely recommend it. Reviewed on: 6th June 2026

I have been using PayPal for some years now.

I have been using PayPal for some years now. I find purchases much safer when made with PayPal! PayPal offers me the convenience of a Credit card, but is much less expensive than a Credit Card! Anytime I have had any purchasing issues, I have managed to get it resolved easily and efficiently via the wonderful PayPal staff members! PayPal is the perfect method for me to use when purchasing on the internet! If online retailers don’t offer PayPal, I find that a security alarm and simply do not buy from that retailer! Thank you PayPal for the reassurance your service gives me when making purchases! Reviewed on: 6th June 2026

Paypal credit

Good 0%Apr rate on credit for first few months, customer service is always fast and helpful and refunds are processed quickly and safely Reviewed on: 6th June 2026

I am very happy with the service i receive from paypal.

I am very happy with the service i receive from paypal. Reviewed on: 6th June 2026

I never had any issues with PayPal and would highly...

I never had any issues with PayPal and would highly recommend it. Reviewed on: 6th June 2026

Easy and fast payment, with easy to understand app e...

Easy and fast payment, with easy to understand app experience. Reviewed on: 6th June 2026

Always easy, simple credit facility.

Always easy, simple credit facility. Convenient. Not had any issues. Reviewed on: 6th June 2026

Every time if I need to ask anything from customers...

Every time if I need to ask anything from customers service there is no long queue they answered me quick, really good and polite way of talking Reviewed on: 6th June 2026

Inefficient allocation of repayments

The time it takes to allocate the monthly repayment used to be a couple of working days, then a week, then ten working days. Now? Who knows! They don't care! Reviewed on: 6th June 2026

Always helpfull and understanding love the pay in 3...

Always helpfull and understanding love the pay in 3 option Reviewed on: 6th June 2026

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