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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Paypal often feels more secure

Paypal often feels more secure than bank card for payments online and the option to pay in 3 is incredibly helpful these days! Reviewed on: 6th June 2026

Easy to use.

Easy to use. Lots of options. Dispute resolutions are helpful Reviewed on: 6th June 2026

I have been with PayPal for over 10years trustworthy

I have been with PayPal for over 10+ years always been reliable and trustworthy Reviewed on: 6th June 2026

A Pal when it comes to having your back with money!

PayPal has been ruthlessly and relentlessly reliable for personal and business use. it really gives me confidence when making online purchases to friends and family and for goods and services alike ! Honestly, a great organisation and service for individuals or organisations ! Reviewed on: 6th June 2026

Easy pay

Lower interest rates are always welcome Reviewed on: 6th June 2026

Payment visibility issues

Difficult trying to pay off PayPal credit early. It can take quite some time to show in account looking like payment has not gone through - no pending Reviewed on: 6th June 2026

I’ve been lucky and had no issues so far.

I’ve been lucky and had no issues so far. Always room for improvement though! Reviewed on: 6th June 2026

Convenient PayPal

Its easy to use PayPal, especially for spreading the cost over three payments and the added security of knowing your purchase is protected. Reviewed on: 6th June 2026

I had very good experience with using payroll for th...

I had very good experience with using payroll for the payment. I m satisfied. Reviewed on: 6th June 2026

Good zero cost finance option for spreading payment...

Good zero cost finance option for spreading payment over a few months Reviewed on: 6th June 2026

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