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PayPal: PayPal Credit reviews

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4.90
Based on 62,631 reviews, last reviewed 13th Apr 2026
1089900% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options to finance purchases and great cus... Excellent options to finance purchases and great customer services. Especially like the pay in 3 interest free payment option. On every occasion when ... Read more Reviewed on: 13th April 2026
Stuart M's avatar
Stuart M

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62630)

PayPal credit

5
Find PayPal credit the easiest and most economical to pay for item’s online as there is a lot of companies except pay pal only suits me and never had any problems so far so yes for me Reviewed on: 31st July 2023
Duncan Burns's avatar
Duncan Burns

Excellent credit service

5
PayPal credit is such a useful thing to have an to have 4 months interest free to pay off excellent good work PayPal Reviewed on: 31st July 2023
kevin healy's avatar
kevin healy

PayPal credit

5
PayPal credit and credit card is by far the best I have come across with easy and interest free payments in most cases. Reviewed on: 31st July 2023
Nicodemus Adega's avatar
Nicodemus Adega

No fuss

5
0% interest for 4 months is amazing and allows better control over your finances for larger purchases. Reviewed on: 31st July 2023
scott nicholson's avatar
scott nicholson

Helpful

5
Easy way for payment and reliable credit facility for your convenience experience. Reviewed on: 31st July 2023
Kingsley 's avatar
Kingsley

Paypal credit

5
Excellent product and customer service Reviewed on: 31st July 2023
Anthony Middleton's avatar
Anthony Middleton

Paypal Credit

5
I’ve been using Paypal for a few good years now and it is very good for me, the 0% interest free over 4 months it’s brilliant and also the pay in 3 its very convenient as well Reviewed on: 31st July 2023
Madalina Andrenoiu's avatar
Madalina Andrenoiu

The interest free credit offers

5
The introduction of interest-free credit has been a game-changer for me, allowing me to make essential purchases without the burden of high-interest charges. This offering has proven to be a genuine lifeline during unforeseen circumstances and has greatly improved my financial flexibility. One aspect that particularly impressed me was the straightforward and transparent application process. It was quick, user-friendly, and hassle-free. I didn't have to go through the ordeal of lengthy paperwork or complicated approval procedures. The instant decision capability was impressive, making me feel valued as a customer. Moreover, the generous credit limits and flexible repayment options were a pleasant surprise. I had the freedom to choose the repayment period that best suited my financial situation, giving me the peace of mind to manage my budget efficiently. What sets PayPal apart is the convenience and security it offers. The seamless integration of interest-free credit within my PayPal account simplified the entire shopping process. I could complete transactions with just a few clicks, and the robust security measures ensured that my financial information was safeguarded. The timely reminders and detailed statements helped me stay on top of my repayments, ensuring that I never missed a deadline. This level of attentiveness and customer care is truly commendable. Reviewed on: 31st July 2023
Surya S Jith's avatar
Surya S Jith

safety nest with PayPal

5
Whatever I buy I know the transaction is safe with PayPal Reviewed on: 31st July 2023
Anna's avatar
Anna

An amazing credit service

5
Paypal makes it easy to know how much we need to pay over time. And having 4 months of free interest makes Paypal my first choice when using credit. Reviewed on: 31st July 2023
Anonymous's avatar
Anonymous

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