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PayPal: PayPal Credit reviews

4.90
Based on 62,832 reviews, last reviewed 14th Apr 2026
1107700% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast, Secure, and Reliable Payments PayPal is a very convenient platform for sending and receiving money, especially for online shopping. Payments are fast, and the added layer of securi... Read more Reviewed on: 14th April 2026
Pritam Saha's avatar
Pritam Saha

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62832)

Paypal Credit is brilliant for spreading purchases o...

5
Paypal Credit is brilliant for spreading purchases over 4 months! Reviewed on: 10th May 2024

I usually receive good customer service each time I...

5
I usually receive good customer service each time I needed to make enquiries or make payments over the phone Reviewed on: 10th May 2024

Mr singh

5
PayPal makes my life easy to make payments and receive money and their credit options and pay in installments options are icing on the cake. Cheers Reviewed on: 10th May 2024

Very helpful good experience

5
Very good No problems at all , Good comunication and very friendly staff who is willing to help resolve the situation with minimum time waste. Very happy customer Reviewed on: 10th May 2024

Purchase friendly pay easy sent money all world easy

4
Purchase friendly pay easy sent money all world easy Reviewed on: 10th May 2024

Ease to use, very low interest rates.

5
Ease to use, very low interest rates. Plenty of buy with no interest rate offers. Reviewed on: 10th May 2024

Garden BarEasy to apply and good communication

5
Easy to apply and good communication Reviewed on: 10th May 2024

Ive never had an issue they didnt resolve.

5
Ive never had an issue they didnt resolve.My only credit facility and its going to stay that way Reviewed on: 10th May 2024

Easy to use, user friendly and convenient.

5
Easy to use, user friendly and convenient. App is useful and pay in 3 can be helpful too. Easy to pay friends and family and split bills between us - paying via email is a great feature if you don’t have someone’s details. Reviewed on: 10th May 2024

Very easy to use.

5
Very easy to use. Pay back time is good for me Reviewed on: 10th May 2024

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