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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Great experience, simple and easy to use.

Great experience, simple and easy to use. Reviewed on: 6th June 2026

Fantastic service cant be faulted

Fantastic service cant be faulted Reviewed on: 6th June 2026

Great Services, secure and trustworthy

Great Services, secure and trustworthy Reviewed on: 6th June 2026

A message for Support

I posted a message for Support, which was answered promptly and with minimal fuss. The query was resolved in good time. Reviewed on: 6th June 2026

Never had a problem whether it's buying or requestin...

Never had a problem whether it's buying or requesting a refund Reviewed on: 6th June 2026

PayPal Credit has been really useful and easy to use.

PayPal Credit has been really useful and easy to use. The 0% interest for 4 months option is very helpful for spreading the cost of larger purchases without extra fees. Everything is simple, quick and works smoothly through PayPal. I would recommend it to anyone. Reviewed on: 6th June 2026

A seamless experience with flexible payment options.

A seamless experience with flexible payment options. Reviewed on: 6th June 2026

They very helpful with refunds and issues with sellers

They very helpful with refunds and issues with sellers Reviewed on: 6th June 2026

Easy to resolve issues be it purchases or refund.

Easy to resolve issues be it purchases or refund.. Reviewed on: 6th June 2026

A really good credit facility to use.

Easy to apply and quick to get a decision. Widely available to use across a range of stores online and you can even obtain a physical credit card so you can use your credit in stores. The pay over a few months option is a great way to spread the cost without it costing you a penny more and automatic payments means you won’t miss a repayment. Overall a really good credit facility to use. Reviewed on: 6th June 2026

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