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PayPal: PayPal Credit reviews

4.90
Based on 62,991 reviews, last reviewed 14th Apr 2026
1122600% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service I had a great experience. Great customer service Reviewed on: 14th April 2026
Naz's avatar
Naz

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62991)

Super easy and helpful

5
Easy to sign up, helpful when raising any transaction concerns Reviewed on: 11th May 2024

PayPal credit help me when I can't pay full price in...

5
PayPal credit help me when I can't pay full price instead-i can pay in 3 or I can spread cost 12-24 month! Car tyres-car parts -anything I need! I can't pay for tyres 500 pound instead-paypal help with everything I need! Spread the cost it's amazing staff Reviewed on: 11th May 2024

Very good and No hidden charges!

5
Very good and No hidden charges! I would reccomend paupal credit Reviewed on: 11th May 2024

Good innit!

5
Good innit! Financial flexibility which helps you spread payments short term at zero %. Also great for your credit rating Reviewed on: 11th May 2024

Always find what I need, competitive prices to match

5
Always find what I need, competitive prices to match Reviewed on: 11th May 2024

Easy processes from purchasing items to the differen...

5
Easy processes from purchasing items to the different ways you can pay your balance Reviewed on: 11th May 2024

Mild issues

5
There has been a few times the system has gone wrong I.E payments was not showing as taken or over taken and quick message to them fixed issue. Only other issue is it not always recognising my cards details as correct home address, i have checked multiple times an even had customer service check and its on their end just refusing to accept it is correct. Reviewed on: 11th May 2024

Flexible and easy to use

5
Flexible and easy to use, a great way to buy online. Makes checkout easy and flexible ways to pay. Reviewed on: 11th May 2024

Excellent, good app, quick transaction's.

5
Excellent, good app, quick transaction's. Reviewed on: 11th May 2024

Use PayPal everyday for everything

5
I use paypal everyday, it's had been a very good experience Reviewed on: 11th May 2024

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