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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Really never had an issue with paypal

Really never had an issue with paypal - i feel that it is safe and its so very easy to use., Reviewed on: 6th June 2026

Helpful advice every time I was in touch with the cu...

Helpful advice every time I was in touch with the customer service Reviewed on: 6th June 2026

Outstanding Service and Complete Peace of Mind

I’ve been using PayPal for many years and have consistently had an excellent experience. The platform is easy to use, secure, and makes sending and receiving payments quick and hassle-free. Whether I’m shopping online or making personal transactions, I always feel confident knowing my payments are protected. What really stands out is the reliability and customer protection that PayPal provides. Transactions are straightforward, the mobile app works smoothly, and the added security features give me peace of mind when purchasing from new sellers. On the rare occasions I’ve needed assistance, issues have been handled professionally and efficiently. Overall, PayPal has become an essential part of how I manage online payments, and I wouldn’t hesitate to recommend it to others. Five stars – an excellent service that continues to deliver. Reviewed on: 6th June 2026

PayPal is one of the best options so far.

A PayPal account is one you can have because they take good care of you and consistently support you. Reviewed on: 6th June 2026

fantastic brilliant jubilant ecstatic sensational

fantastic brilliant jubilant ecstatic sensational Reviewed on: 6th June 2026

Love PayPal credit

So easy to use with full clear explanations for everything Reviewed on: 6th June 2026

Limited use case i.e. for eBay selling

Doesn't let you pay off/settle 0% 4-month offers in selected and targeted way through self-service, just collective balance, as if designed to keep you in interest generating debt. Is a nightmare to get this done, or to get your limit reduced which keeps auto-increasing even if not needed nor requested. Reviewed on: 6th June 2026

Easy to use international payments

Decent app, easy enough to use once you figured the basics out Reviewed on: 6th June 2026

Easy and straightforward

Easy. Reliable. Can use multiple retailers and very efficient service Reviewed on: 6th June 2026

PayPal covers all the bases

I have used paypal for many years and have only had positive experiences. PayPal is my main go to when buying online as I feel safe in the knowledge that my spending is fully protected, should anything go wrong. The level of service PayPal offers is second to none. The flexibility that is offered in paying is great and I have used all of these options of pay now, pay later and PayPal credit with absolute confidence. I have also received many payments through PayPal which is always smooth, quick and very convenient. Reviewed on: 6th June 2026

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