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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,303 reviews, last reviewed 14th Apr 2026
1151100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10yrs and going, I have not been disappointed. I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was a... Read more Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (63303)

Good from start to finish.

5
Good from start to finish. Value and easy to pay off Reviewed on: 11th May 2024
David C's avatar
David C

My opinion:

5
I'm just happy to ise. Easy to pay for anything. Reviewed on: 11th May 2024
Mariusz B's avatar
Mariusz B

Simple versatile credit

5
PayPal credit helped me afford to make a large purchase and pay it off at convenience. Would recommend, no actual card so you can't go overboard. Reviewed on: 11th May 2024
Dinosaurman's avatar
Dinosaurman

Great Service , had no issues with them

5
Great Service , had no issues with them , CS top notch !! Reviewed on: 11th May 2024
Mark C's avatar
Mark C

Amazing service

5
Amazing service. I have been using paypal daily for my purchases. I am happy so far Reviewed on: 11th May 2024
Asif's avatar
Asif

5 star service

5
Really good, never have any issues with the app when I use it and costumer service always friendly and quick when needed to ask something Reviewed on: 11th May 2024
Jade w's avatar
Jade w

Very convenient and helpful to me.

5
Very convenient and helpful to me. Reviewed on: 11th May 2024
Agnes R's avatar
Agnes R

PayPal is extremely easy to navigate, easy to unders...

5
PayPal is extremely easy to navigate, easy to understand and the staff are friendly, knowledgeable and fantastic if needed but with the app being so good they are not needed often. Your payments exc are laid out very clearly. Reviewed on: 11th May 2024
Joanne 's avatar
Joanne

Excellent customer service

5
Very helpful members of staff , can’t fault anything Reviewed on: 11th May 2024
Philip w's avatar
Philip w

Fantastic customer service

5
When I had to dispute a payment in the past, PayPal customer service was brilliant at helping me deal with it Reviewed on: 11th May 2024
Crystal S's avatar
Crystal S

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