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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Never had a problem, easy to use PayPal.

Never had a problem, easy to use PayPal. Reviewed on: 6th June 2026

I e been using PayPal now for many many years and I...

I e been using PayPal now for many many years and I can't recommend it enough! Fantastic company and service all round! Reviewed on: 6th June 2026

PayPal Credit has been a real lifeline for me during...

PayPal Credit has been a real lifeline for me during times when cash was tight and I needed to make an important purchase or pay for an exam. What I find particularly helpful is the Pay in 3 option, which allows me to spread the cost over three interest-free payments. Reviewed on: 6th June 2026

A safe and simple way to shop online.

I’ve always found PayPal a simple and more importantly a safe way to shop online. PayPal credit is also ideal as if you need something urgently you have the accessibility to do so without complication. Reviewed on: 6th June 2026

Simply and easy to use.

Simply and easy to use. The options of splitting payments and interest free options are very useful Reviewed on: 6th June 2026

I had an issue with a credit payment.

I had an issue with a credit payment. The advisor sorted this out immediately. Reviewed on: 6th June 2026

I’ve been using PayPal for a very long time.

I’ve been using PayPal for a very long time, never any issues, and if I have it’s been felt with very efficiently. Very happy. Reviewed on: 6th June 2026

Helpful all the time

Everything has aways bee smooth. Any problems been sorted within time was said. Reviewed on: 6th June 2026

Paypal Credit Easy to use

Easy to use and no need to complete any long applications Reviewed on: 6th June 2026

Smashing

Great service. Easy and quick. All information was clear and accurate Reviewed on: 6th June 2026

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