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PayPal: PayPal Credit reviews

4.90
Based on 63,977 reviews, last reviewed 14th Apr 2026
1213500% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and to track spending and like the benef... Easy to use and to track spending and like the benefits you get with the account Reviewed on: 14th April 2026
Vicky Y's avatar
Vicky Y

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63977)

Brilliant credit too use and so easy

5
Brilliant credit too use and so easy Reviewed on: 13th May 2024

I always use PayPal credit and prefer PayPal to any...

5
I always use PayPal credit and prefer PayPal to any other lenders. Would 100% recommend! Reviewed on: 13th May 2024

Perfect company always helpful and my life easier an...

5
Perfect company always helpful and my life easier and safer online Reviewed on: 13th May 2024

Love the pay in 3 feature and 4 months for 100 trans...

5
Love the pay in 3 feature and 4 months for 100 transaction being interest free Reviewed on: 13th May 2024

Great service

5
Never had an issue, i have had othing but a good experience Reviewed on: 13th May 2024

It helped me out as I was unable to buy the applianc...

5
It helped me out as I was unable to buy the appliances at one shot. And by breaking the payment down it really helped me out. Reviewed on: 13th May 2024

Straightforward, no hassle company.

5
Straightforward, no hassle company. Reviewed on: 13th May 2024

PayPal it’s a facility tool for our life spending

5
Everything I need to pay it’s been straight forward, credit it’s perfect give you enough time to pay, I am very satisfied with the service Reviewed on: 13th May 2024

Really great customer service.

5
Really great customer service. Agile, easy to use. No complaints Reviewed on: 13th May 2024

Life saver

4
It’s good to have PayPal doing your purchase safely and the PayPal credit is amazing when you want to buy something but can not afford it right now so PayPal credit is there to help Reviewed on: 13th May 2024

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