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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

I love PayPal because it gives me more freedom

I love PayPal because it gives me more freedom to shop and lets me spread my payments over three installments. Reviewed on: 6th June 2026

Excellent service have had no problems

Excellent service have had no problems Reviewed on: 6th June 2026

The best in terms of access and also its credibility...

The best in terms of access and also its credibility Reviewed on: 6th June 2026

annoying

customer service sucks takes way too long i got flagged on ebay for no reason really annoying been a customer since Reviewed on: 6th June 2026

Flexible options and great communication

Great to use, very easy to understand payments, good choice of buy now pay later options with good communication Reviewed on: 6th June 2026

easy and no fuss when buying something

easy and no fuss when buying something Reviewed on: 6th June 2026

Everything happens quickly and easily

Everything happens quickly and easily Reviewed on: 6th June 2026

Paypal allowed me to purchase items for my car when...

Paypal allowed me to purchase items for my car when I was low on cash. Reviewed on: 6th June 2026

Clear & easy to manage

Clear, step by step instructions; essy to manage: kept up to date and importantly reminds and no worries. So, all I can really say is Thank you Reviewed on: 6th June 2026

Paypal customer services are good very helpful

Paypal customer services are good very helpful Reviewed on: 6th June 2026

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