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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 64,714 reviews, last reviewed 14th Apr 2026
1281500% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

SIMPLY THE BEST. Always there to help you whenever they can. Reviewed on: 14th April 2026
MICHAEL B's avatar
MICHAEL B

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (64714)

Happy Customer

5
It’s great to have such an easy to use Credit App on my phone. Convenient, reliable and very easy to use. No hidden costs or extras. Spread the cost but don’t pay more. What more do you want?! Happy Customer. Reviewed on: 14th May 2024
Will's avatar
Will

Always quick and easy to use, I feel safer when buyi...

5
Always quick and easy to use, I feel safer when buying through PayPal. Reviewed on: 14th May 2024
Ryan B's avatar
Ryan B

Thanks for PayPal

5
I been used PayPal long time, just say thank you for PayPal because I can pay something with the PayPal credit very helpful for me very much.Excellent customer service if you have problems with the transaction Reviewed on: 14th May 2024
Gede Astra's avatar
Gede Astra

Great service, 0% for four months is a fantastic thi...

5
Great service, 0% for four months is a fantastic thing to have as an option. Extremely easy to use and very practical. Can be used in lots of different places and means I can pay for things with flexibility. Reviewed on: 14th May 2024
Charlotte W's avatar
Charlotte W

Is that best I can get anything I like anytime and n...

5
Is that best I can get anything I like anytime and no problem Reviewed on: 14th May 2024
Adel B's avatar
Adel B

I love PayPal

5
I love PayPal credit especially paying in 4 month’s interest free for larger purchases. Reviewed on: 14th May 2024
Fiona M's avatar
Fiona M

Overall very good and easy to use

5
Overall very good and easy to use Reviewed on: 14th May 2024
Kali's avatar
Kali

Super convenient payment method

5
App is excellent, the ease of use of credit or pay over 3 is great Reviewed on: 14th May 2024
Greig S's avatar
Greig S

Good Service - Minor Customer Journey changes req’d

5
It would be better to understand the apportionment of monies paid during the Month to each of the PayPal deals, so breakdown by: 1. Interest free purchases, 2. Pay by 3 installments and 3. The remaining balance Reviewed on: 14th May 2024
Nicki B's avatar
Nicki B

Just brilliant !

5
Just brilliant !! Easy to use and set up in no time. Great customer service Reviewed on: 14th May 2024
mark lewis's avatar
mark lewis

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