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PayPal: PayPal Credit reviews

4.90
Based on 65,292 reviews, last reviewed 14th Apr 2026
1334900% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love pay in 3 always helpful very good with disputes... Love pay in 3 always helpful very good with disputes too Reviewed on: 14th April 2026
Silvia C's avatar
Silvia C

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65292)

You get offers quit often like the last one I got la...

5
You get offers quit often like the last one I got last week with option to pay in 4 months no interest added. Reviewed on: 15th May 2024

PayPal have given me great credit limit and allowed...

5
PayPal have given me great credit limit and allowed me to get the things I love and pay back interest free. Buying things online is so much easier when you don’t need to input numbers as PayPal already saves all your card details for you. One of my favourite features of PayPal is pay in 3, unlike a credit it allows you to split 3 payments evenly interest free on your bank account. I would definitely recommend PayPal to anyone who values safety, ease of use, and great customer service. That’s why I’ve been with them for over 10 years! Reviewed on: 15th May 2024

flexible payment system on credit and interest-free...

5
flexible payment system on credit and interest-free payment, plus a 100% guarantee of consumer protection. Reviewed on: 15th May 2024

Over all good experience Best value for money

5
Over all good experience Best value for money Reviewed on: 15th May 2024

Great service

5
No issues! Great service, I would recommend. Reviewed on: 15th May 2024

Great service and so mamy ways to pay!

5
Great service, pay in 3 is a game changer, and there are so many options when paying with PayPal, you are sure to find one that suits the needs at that time. Reviewed on: 15th May 2024

I enjoy using PayPal credit

5
I enjoy and feel safe using PayPal credit, it adds another layer of security into purchasing online. Quieres have been answered very promptly and issues have beenswiftly resolved. Reviewed on: 15th May 2024

Paypal credit

5
Very convenient and always available when I need it. It’s been a life saver in so many situations and I’m really greatful I had the opportunity to get paypal credit. It helps me with a lot of my expenses and online shopping. Reviewed on: 15th May 2024

stops big banks from being in control of borrowing

5
It gave me the chance to seamlessly lend money without going through the hassle of big banks Reviewed on: 15th May 2024

PayPal rocks!

5
PayPal rocks! Secure online payments, easy to use & manage. Love the mobile app - 5 stars! Reviewed on: 15th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review