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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

User friendly interface and very easy to use

User friendly interface and very easy to use Reviewed on: 6th June 2026

Really good use and brilliant never had problems wit...

Really good use and brilliant never had problems with they Reviewed on: 6th June 2026

Incredible, since I started using it this year.

Incredible, since I started using it this year. Reviewed on: 6th June 2026

Lightens the load

Easy to use, no interest gives lots of time to pay very helpful. Reviewed on: 6th June 2026

Easy to use and give three choices of how to...

Easy to use and give three choices of how to pay Reviewed on: 6th June 2026

Secured payment method, your money is always protect...

Secured payment method, your money is always protected by PayPal trustworthy Reviewed on: 6th June 2026

Very Good easy to access can download card to mobile...

Very Good easy to access can download card to mobile device easily and easy to use Reviewed on: 6th June 2026

Great service for credit and gaining points

Great service for credit and gaining points Reviewed on: 6th June 2026

In a nutshell, pay pal is an excellent payment syste...

In a nutshell, pay pal is an excellent payment system to use, for everyday buying. There is no worry of handing your bank details to 3rd party's when buying. Pay pal can be relied on for larger cost purchases and is extreamly helpful with the 4 mont payment scheme without the worry of paying additional interest. I will recommend pay pal to anyone who has any issues with financing over the long period of time to use pay pal for security and peace of mind. Reviewed on: 6th June 2026

Could do better

Decreased my limit from 1200 to 850 and then never thought about increasing it whereas I maintain a healthy credit history Reviewed on: 6th June 2026

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