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PayPal: PayPal Credit reviews

4.90
Based on 65,942 reviews, last reviewed 14th Apr 2026
1394400% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive experience with PayPal Credit. Always had a positive experience with PayPal Credit. Reviewed on: 14th April 2026
Marisa's avatar
Marisa

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (65942)

Never had a problem with PayPal.

5
Never had a problem with PayPal. Reviewed on: 17th May 2024

tHandy in a crisis

4
I found the credit useful for an emergency purchase Reviewed on: 17th May 2024

I really love to use it and to be real it’s truly sa...

5
I really love to use it and to be real it’s truly save me multiple time as backup to buy stuff ,also it’s safe to use it for online shopping. Reviewed on: 17th May 2024

Efficient and easy service.

5
Efficient and easy service while remaining competitive. Reviewed on: 17th May 2024

Easy to access.

5
Easy to access. Good rate ,option given Reviewed on: 17th May 2024

Very good to use end fantastic work

5
Very good to use end fantastic work Reviewed on: 17th May 2024

much more better than a credit card, I will recommen...

5
much more better than a credit card, I will recommend to everyone, very useful and good value for money ,especially when you buy over 99pounds and for 4 months you pay 0 interest. Reviewed on: 17th May 2024

I always have a good experience with Paypal Credit!

5
I always have a good experience with Paypal Credit! I enjoy being able to use credit for my online purchases whilst also feeling safe and secure with the security of PayPal. In addition, the 0% interest for 4 months offer is amazing help during hard times like these. Reviewed on: 17th May 2024

Simple intuitive interface offering easy to understa...

5
Simple intuitive interface offering easy to understand value for money Reviewed on: 17th May 2024

Useful way to pay

5
Never had any issues, always a handy way to pay Reviewed on: 17th May 2024

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