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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

Im loving it but it would be nice if theres a apple...

5
Im loving it but it would be nice if theres a apple pay for pay in 3 Reviewed on: 6th June 2026

Can't fault paypal they are there when you need them...

5
Can't fault paypal they are there when you need them Reviewed on: 6th June 2026

I absolutely love paypal l won't buy anything unless...

5
I absolutely love paypal l won't buy anything unless it's through paypal for me it's the safest way to pay for anything and customer service deals with problems immediately without hassle 5 star for me . Reviewed on: 6th June 2026

Just love it love everything about PayPal can’t imag...

5
Just love it love everything about PayPal can’t imagine how would I have been without you thank you Reviewed on: 6th June 2026

Easy no hassle, buy something 4mnths to pay no inter...

5
Easy no hassle, buy something 4mnths to pay no interest unless you take longer. Reviewed on: 6th June 2026

Easy application for credit & benefits with using th...

5
Easy application for credit & benefits with using the debit card - great service Reviewed on: 6th June 2026

Paypal credit is efficient and super secure

5
Paypal credit is efficient and super secure Reviewed on: 6th June 2026

Always helpful problems are sorted immediately

5
Always helpful problems are sorted immediately Reviewed on: 6th June 2026

I've never had a bad experience regarding PayPal.

5
I've never had a bad experience regarding PayPal. When ever ive worried about a issue or needed information and help always solved my issues. Reviewed on: 6th June 2026

It could be clearer when the interest free period fo...

5
It could be clearer when the interest free period for each purchase expires and it'd be great to have alerts say 20 days prior Reviewed on: 6th June 2026

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