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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

I've never had any kind of loans or credit cards.

I've never had any kind of loans or credit cards. I've always been to nervous. PayPal made it alot easier to understand. Thank you so much Reviewed on: 6th June 2026

Easy to use - too easy

Easy to use - too easy. Find it difficult to find more information on repeat payment so difficult to cancel these. Even more frustrating that you can’t balance transfer to another credit deal. Especially as the are no interest offers for blue light card holders. Evan more frustrating is that when ever I make a payment this doesn’t prioritise paying the interest free items first so they eventually end up adding to the interest which mean they are not interest free!!! Reviewed on: 6th June 2026

Pay pal..big up

Always available and reliable with no issues or problems Reviewed on: 6th June 2026

Simple and easy to apply, great customer service and...

Simple and easy to apply, great customer service and excellent choice of payment plans. Far better than competitors such as klarna and clear pay. Reviewed on: 6th June 2026

It's always easy to use.

It's always easy to use. Makes paying with credit easy and best of all easy to pay off. Reviewed on: 6th June 2026

Pay pal is an Easy manageable clear way to utilise c...

Pay pal is an Easy manageable clear way to utilise credit. With good app and notifications to support monthly payments and reminders. quick payments and logins make it usable across sites and it is widely available at most retailers. Reviewed on: 6th June 2026

Both secure and Easy to use

Both secure and Easy to use either send or receive money. Reviewed on: 6th June 2026

Very easy to use, widely accepted.

Very easy to use, widely accepted. Payment plans xvailsbke to suit my budget Reviewed on: 6th June 2026

Fantastic service

Always great service from start to finish keeps an eye on your spending very knowledgeable customer services Reviewed on: 6th June 2026

Changes the way to Pay

I've had no issues what so ever since joining PayPal Credit . Simple to setup and start using right away . Reviewed on: 6th June 2026

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