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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (67394 reviews)

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4.90

Based on 67,394 reviews, last reviewed 15th Apr 2026

1528800% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Balance Payments Showing Great product but delays in balance payments showing over a few days could be better. Reviewed on: 15th April 2026

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67394)

Flexible life of 4 months interest free .

It is the best, gives me 4 months interest free to pay back what I owe. Makes life flexible, hence relaxing. Reviewed on: 19th May 2024

Great experience! Good customer service

Great experience! Good customer service Reviewed on: 19th May 2024

Extremely handy paying for things online and have us...

Extremely handy paying for things online and have used interest free a x3 payments which are extremely handy Reviewed on: 19th May 2024

Great, amazing, would recommend to anyone

Great, amazing, would recommend to anyone Reviewed on: 19th May 2024

Special gift

I’ve been able to buy something for my daughter that I couldn’t afford and now can pay in installments Reviewed on: 19th May 2024

PayPal is a great way to manage finances

PayPal is a great way to manage purchases, send money and pay for anything. Reviewed on: 19th May 2024

I've always had a great experience using PayPal Credit.

I've always had a great experience using PayPal Credit. I did find how payments apply to certain transactions confusing, but customer service was very helpful in clarifying that limited-time, interest-free transactions take priority with monthly payments. Reviewed on: 19th May 2024

Good tool

PayPal is a very good tool which sometimes relief financial pressures on you. Reviewed on: 19th May 2024

Great experience brilliant

Great experience to help to spread payments Reviewed on: 19th May 2024

The service is perfect for emergency purchases , any...

The service is perfect for emergency purchases , any information provided is clear and to the point. Reviewed on: 19th May 2024

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