Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (60750 reviews)

View other PayPal products

4.90

Based on 60,750 reviews, last reviewed 13th Apr 2026

914600% increase in 5 star reviews

in the past 90 days

3300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never had an issue using PayPal credit & ive used it... Never had an issue using PayPal credit & ive used it for several years Reviewed on: 13th April 2026

Latest lowest rating:

2

Incredible and worst Indokolatlanul levontak 2x £12-ot pedig semmilyen late payment nem volt. Pontosabban en kezdemenyeztem feltoltest es nem en hibaztam. Reviewed on: 13th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (60750)

easy and quick payment

Never had any problem with credits as its very easy , clear and simple without any delay. Reviewed on: 14th June 2022

Best credit service

I used the 4 months 0% interest paypal credit all the time. I am not someone who deal with interests, therefore whenever I am short of cash, this is the best option for me. I love this service, please never stop this and on rare occasions i use the offer of 12 months 0% interest. It would be awesome if the 12months 0% was available for all purchases over £99 as well. I am very happy with this service. Reviewed on: 14th June 2022

Paypal credit, one solution for all problems

The best best and best always, excellent, and amazing. Invited 10 of my family And friends and all loving it❤️❤️❤️❤️ Reviewed on: 14th June 2022

Flexible for everyone.

Since I have my paypal credit I feel better the meaning of shopping. Reviewed on: 14th June 2022

Best Credit facility

The flexibility of payment and allowance Reviewed on: 14th June 2022

Great credit provider.

Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022

Easy to use

Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022

Great finance option

Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022

Malik Raza

Best ways too pay anywhere best app in the world PayPal Reviewed on: 14th June 2022

Muhammad saeed

I m very happy with PayPal they give us the good service and help us every time Reviewed on: 14th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33137 reviews
Credit card
from PayPal 4.92 from 48 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub