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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181122)

I over pay my minimum payments early and still get c...

I over pay my minimum payments early and still get changed miss payment fees when you try and sort it the ques are long and I gone have time to wait Reviewed on: 6th June 2026

PayPal credit is very helpful

PayPal credit is very helpful if you do not want to pay the full amount in one go Reviewed on: 6th June 2026

I use PayPal credit on bigger purchases.

I use PayPal credit on bigger purchases. Makes it easier to afford things. I hAve recommended this to a few family and friends Reviewed on: 6th June 2026

Excellent service

Pay pal provides excellent service and I love PayPal + BRILLIANT Reviewed on: 6th June 2026

Easy to access credit.

Easy to access credit. The provess is seamless Reviewed on: 6th June 2026

Easy way to pay giving more flexibility

Easy way to pay giving more flexibility Reviewed on: 6th June 2026

Very easy to use and has really useful if I care of...

Very easy to use and has really useful if I care of emergency Reviewed on: 6th June 2026

Amazing service very good customer support

Amazing service very good customer support Reviewed on: 6th June 2026

I’ve had an excellent experience with PayPal Credit.

I’ve had an excellent experience with PayPal Credit. The application process was quick and straightforward, and I received a decision almost instantly. The flexibility to spread the cost of larger purchases has been incredibly helpful, especially with the promotional interest-free periods available on qualifying purchases. The online account management is easy to use, making it simple to track balances, payments, and upcoming due dates. Payments are processed smoothly, and I've found the service to be reliable and convenient. Being integrated directly with PayPal also makes checkout fast and secure when shopping online. Overall, PayPal Credit has been a valuable addition for me Reviewed on: 6th June 2026

Excellent quick transaction safe transaction

Excellent quick transaction safe transaction Reviewed on: 6th June 2026

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