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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

It's great.

It's great. I would recommend. Easy to use and affordable Reviewed on: 5th June 2026

Simply the Best

Just a great all around provider Reviewed on: 5th June 2026

Easy to use, and easy to pay.

Easy to use, and easy to pay. I like that you are also rewarding using cashing back. Reviewed on: 5th June 2026

Fair monthly payments

Never had any problems, fair monthly payments every month, makes life a lot easier sometimes Reviewed on: 5th June 2026

If any problems arise they are sorted quickly and ef...

If any problems arise they are sorted quickly and efficiently Reviewed on: 5th June 2026

Always trust PayPal with my money.

Always trust PayPal with my money. Never had any issues Reviewed on: 5th June 2026

Easy to usePayPal time to pay

Easy to use any problems I’ve had quickly sorted with friendly helpful staff Reviewed on: 5th June 2026

Always brilliant!

Always brilliant!! No issues. Easy to use and navigate. Reviewed on: 5th June 2026

The app is easy to use and keeps you up to date with...

The app is easy to use and keeps you up to date with payments Reviewed on: 5th June 2026

Decent, read the terms

Read the terms, got a promo bonus to sign up haven't used it apart from that Reviewed on: 5th June 2026

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