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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Happy positive experience so far.

Happy positive experience so far. Reviewed on: 5th June 2026

I use pay paypal credit in emergency case and the pa...

I use pay paypal credit in emergency case and the payin 3 is excellent. Reviewed on: 5th June 2026

Always polite and so helpful when I have had to cont...

Always polite and so helpful when I have had to contact customer service. Having credit is so handy. Reviewed on: 5th June 2026

Great service highly recommended

Great service highly recommended Reviewed on: 5th June 2026

Simple easy and straight forward

Simple easy and straight forward Reviewed on: 5th June 2026

Very effective and sufficient with excellent interest

Very effective and sufficient with excellent interest Reviewed on: 5th June 2026

Really good company.

Really good company. The customer services are prompt and I trust them to look after my money! Thanks again PayPal. Reviewed on: 5th June 2026

Impeccable

Truly an amazing service to use. Always so safe to use and I would 100% share PayPal to help spread costs, keep savings and just pay in a safer way. Reviewed on: 5th June 2026

A good and flexible service

I have used PayPal for many years and the service is almost always excellent, and flexible to meet my needs. The introduction of a credit card is a real positive. The only issue I’ve ever had is finding out how to speak to customer driver by phone. Reviewed on: 5th June 2026

Easy and smooth to use and can be used for online sh...

Easy and smooth to use and can be used for online shopping Reviewed on: 5th June 2026

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