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PayPal: PayPal Credit reviews

4.90
Based on 62,305 reviews, last reviewed 13th Apr 2026
1059500% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, helps me a lot very easy to use too. Very good, helps me a lot very easy to use too. Reviewed on: 13th April 2026
Dion H's avatar
Dion H

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62305)

Pay-Pal Credit

5
I have a great experience using Pay-Pal Credit. Reviewed on: 30th July 2022

Perfect

5
Does everyhting your gonna need Reviewed on: 30th July 2022

Always happy with these credit options :)

5
Never had any problem and love to spread the cost few times a year, Nothing to fault :) Reviewed on: 30th July 2022

Lots of rewards and zero interest credit

5
I used the zero interest credit and I regularly make payments with PayPal. secure, easy to use, clear payment schedule Reviewed on: 30th July 2022

Easy straightforward credit

5
Having Paypal credit makes it easy to buy electronics online, without being stuck on buying from one website or new. Reviewed on: 30th July 2022

Great experience

5
PayPal credit is easy to use and very convenient. Being able to use it to pay at so many stores makes life easier. Reviewed on: 30th July 2022

Nice

5
Nice and east to use, definatley recommand others to use it. Reviewed on: 30th July 2022

Amazing!!!!

5
Paypal has given me the flexability to buy things that i needed for work etc over a period of period of time. i have never been stressed using Paypal and without there offer, i would never i have been able to finish my studdies either. Reviewed on: 29th July 2022

quick easy and super convenient

5
nothing but good words about PayPal. Used them for over 10 years and its been the perfect solution to all my online transactions. 5* Reviewed on: 29th July 2022

Peace of mind

5
Four months (or more) interest free on plenty of purchases plus peace of mind with Paypal protection when things go wrong means it's my first choice for purchase payments. Reviewed on: 29th July 2022

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