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PayPal: PayPal Credit reviews

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4.90
Based on 62,630 reviews, last reviewed 13th Apr 2026
1089800% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options to finance purchases and great cus... Excellent options to finance purchases and great customer services. Especially like the pay in 3 interest free payment option. On every occasion when ... Read more Reviewed on: 13th April 2026
Stuart M's avatar
Stuart M

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62631)

Great credit

5
I feel very confident using Paypal credit - very easy to use and no jargon words Reviewed on: 12th August 2022
Maryline W's avatar
Maryline W

Great support

5
Great company, with great option like pay in three. Reviewed on: 12th August 2022
Sean Whitehead's avatar
Sean Whitehead

Like the 4 month no commission

5
I like that you can use it for big purchases over £200 and pay it back over 4 months without having to pay any extra. Reviewed on: 12th August 2022
Mcleanization's avatar
Mcleanization

PayPal is your pal

5
Every little helps PayPal giving credit and time to make payments has helped me a lot thanks pal Reviewed on: 12th August 2022
Arron Graver's avatar
Arron Graver

Best credit card ever love you paypal

5
Its big amount credit card and give you enough time to pay back i love this thank you paypal Reviewed on: 12th August 2022
Rebaz R's avatar
Rebaz R

Ease of use

4
I love how easy it is to use. I can easily keep track of my spending, transfer money with ease and it’s great for online shopping Reviewed on: 12th August 2022
Jenny Batchelor's avatar
Jenny Batchelor

Easy and frictionless

5
It took less than 5 minutes to open an account and was such an easy process. PayPal credit is also accepted by a lot of vendors so you have access to a wide range of products and services. If you pay back purchases above £99 in 4 months you pay no interest which is an added bonus and you get £20 free credit when you join in. Really impressed with PayPal credit! Reviewed on: 12th August 2022
Eduvie Ojoboh's avatar
Eduvie Ojoboh

Paypal Credit good experience!.

5
Ive been with Paypal credit a fair whiles, ive never had any real issues. Customer service advisors have always been courteous and proffesional when ive had a query...so happy overall!. Reviewed on: 12th August 2022
Tycho43's avatar
Tycho43

Easy to use

5
Really find the payments affordable and easy to use the app Reviewed on: 12th August 2022
Grant McGinty's avatar
Grant McGinty

No 1 :)!1

5
It’s been amazing to have. Helped to buy furniture for my son room and he love Reviewed on: 11th August 2022
Evelyn Mudhombo's avatar
Evelyn Mudhombo

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