Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

Overall good experience at checkout helping cash flo...

Overall good experience at checkout helping cash flow has never been easier. Reviewed on: 5th June 2026

Too numerous goodies to mention.

Too numerous goodies to mention. Reviewed on: 5th June 2026

I think it’s good, thank you Will change now not lik...

I think it’s good, thank you Will change now not like before. Reviewed on: 5th June 2026

Excellent experience shopping with Paypal.

Excellent experience shopping with Paypal. Best secure way to fo online shopping Reviewed on: 5th June 2026

PayPal will be one of the safest payment method,

PayPal will be one of the safest payment method, Reviewed on: 5th June 2026

Smooth services. Quite easy to understand, and use i...

Smooth services, quite easy to understand, and use it as a customer. (paypal app) As well nicely made, technical, not too much over packed with features (which usually disturbs), friendly U.I. Reviewed on: 5th June 2026

Great Customer Services

I had been using PayPal for about 20 years and I had never had experienced any problem. Good customer service Reviewed on: 5th June 2026

One of the easiest ways to manage financial

One of the easiest ways to manage financial Reviewed on: 5th June 2026

I use PayPal to split larger purchases into more man...

I use PayPal to split larger purchases into more manageable amounts without having interest added. PayPal keeps me up to date information on how much is outstanding and exactly when it will be taken from my account. I find PayPal very easy and convenient to use online, and now with their new card account you can use it practically anywhere, whilst collecting points for every purchase, which include participating companies where you can earn even more points when using your PayPal card or online. I highly recommend PayPal and have been using it without any problems at all for over 20 years now. Reviewed on: 5th June 2026

Safer way to shop, gives you more time to pay for go...

Safer way to shop, gives you more time to pay for goods x Reviewed on: 5th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub