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PayPal: PayPal Credit reviews

4.90
Based on 62,832 reviews, last reviewed 14th Apr 2026
1107700% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast, Secure, and Reliable Payments PayPal is a very convenient platform for sending and receiving money, especially for online shopping. Payments are fast, and the added layer of securi... Read more Reviewed on: 14th April 2026
Pritam Saha's avatar
Pritam Saha

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62832)

great experience so far

5
Paypal gives you the option of taking out credit without interest within 4 months, which is plenty of time to pay back what you owe. Another option is pay in 3 which is done automatically so you don’t have to worry about missing payments! Reviewed on: 14th August 2022

Fast efficient and safe everything you need!

5
PayPal credit is handy quick and accepted in all the stores I regularly shop in not having to remember numbers or get cards out of my purse it’s fantastic easy and safe! Reviewed on: 14th August 2022

Safe product

5
I get my money back when seller did not fill commitments Reviewed on: 14th August 2022

a wide coverage with excellent security

4
I have a good experience with Pay Pal and all my issues have been resolved fairly and efficiently. I would recommend Pay Pal to all my friends. Reviewed on: 14th August 2022

PayPal credit

5
A great service that allows me to plan my payments due to 0% offers for a couple of months on purchases. Very happy customer. Reviewed on: 14th August 2022

Excellent

5
paypal is very good with your credit card and your 3 month payments Excellent Reviewed on: 14th August 2022

Excellent

5
Since I am using PayPal credit it is so superb Reviewed on: 14th August 2022

Great short term credit lender

4
Was able to spread the cost of things Reviewed on: 14th August 2022

Easiest way to manage credit card

5
Easy to use app and clarity on interest and special offers as well as all sites now using PayPal credit and PayPal in 3 make this a bit of a game changer. Really great. Reviewed on: 14th August 2022

Freedom and Peace of Mind

5
Paypal gives me greater freedom of choice when making alternative payment arrangements and provides added peace of mind into the bargain. Reviewed on: 14th August 2022

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