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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Its been helpful at times of need

5
Its been helpful at times of need Reviewed on: 5th June 2026

When I get Paypal after that I left all others...

5
When I get Paypal after that I left all others Reviewed on: 5th June 2026

Easy process make’s life simpler.

5
Easy process make’s life simpler. Reviewed on: 5th June 2026

Positive performance

5
Honestly, since I have been with PayPal, I have never experienced any negative practice from PayPal, and their system or ways of dealing with their customers are the best which I am so happy with PayPal Reviewed on: 5th June 2026

Better Way To Pay

5
Easy to use and safer way to purchase goods on line, a lot more secure than using cards Reviewed on: 5th June 2026

I use Paypal for Buy now pay later - very stress free

5
I use Paypal for all my big spending, so i can purchase buy now and pay later for 12-24 months, this really helps when you do not want to pay out a lump of money Reviewed on: 5th June 2026

I love using paypal invoicing its very easy and we...

5
I love using paypal invoicing its very easy and we can deal with comapnies abaroad very easily Reviewed on: 5th June 2026

Easy to navigate through and simple to do tasks

4
Easy to navigate through and simple to do tasks Reviewed on: 5th June 2026

All good easy way of payment great customer service

5
All good easy way of payment great customer service Reviewed on: 5th June 2026

I really love using PayPal for my payments.

5
I really love using PayPal for my payments. It’s always an easy process and you can also gather some points just for using their card Reviewed on: 5th June 2026

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