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PayPal: PayPal Credit reviews

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4.90
Based on 62,909 reviews, last reviewed 14th Apr 2026
1114800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous! Always quick & helpful service. Paypal is so innovative and slick. Reviewed on: 14th April 2026
Maria E's avatar
Maria E

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62909)

PayPal Credit

5
PayPal offers great consumer protection, and customer service. PayPal Credit is a safe, useful and innovative way to make transactions online. The PayPal Credit user interface and email notifications help you keep track of your purchases and repayments. You can manage your account on the Website or through the App, making it a convenient experience wherever you are. PayPal and its Credit service is excellent, user friendly and the best form of consumer credit I have used. Reviewed on: 2nd June 2023
Mach 11's avatar
Mach 11

Most reliable & amazingly convenient

5
I am a voracious user of Credit Cards but haven't found a better credit facility than PayPal Credit. It's wider acceptability, user friendly interface, simplicity to understand and amazing transparency make it far better than any conventional Credit card. The rolling credit 0% for 4 months is truly a blessing. Reviewed on: 2nd June 2023
Zeeshan Ahmad's avatar
Zeeshan Ahmad

Very handy

5
Very good service use it properly and works well Reviewed on: 2nd June 2023
sydney.cole@sky.com's avatar
[email protected]

easy to use, flexible to pay, reliable and secure

5
PayPal is reliable and secure and PayPal credit is a big plus one. I think it is the best alternative to buy online. Even if you don't want credit, PayPal is the most secure way to pay with you credit/debit card. Any time you put your credit/debit card number online is a risk and PayPal keeps it securely. Reviewed on: 2nd June 2023
Damian Goti's avatar
Damian Goti

Life saver

5
I was able to get replacement products without having to go to payday loan sharks , helpful and easy to understand Reviewed on: 2nd June 2023
Absolute Heresy's avatar
Absolute Heresy

Paypal For life

5
Been very satisfied with PayPal Credit! Honestly PayPal Credit saved me a lot of times! Recommend! Reviewed on: 2nd June 2023
Costea David's avatar
Costea David

Easiness

5
Have been using Paypal Credit for over a year now and it is always clear and easy to make transactions using it Reviewed on: 2nd June 2023
Anonymous's avatar
Anonymous

Perfect way to spread cost

5
PayPal credit is one of the best payment plan facilities for paying over 4 months interest free for big purchases. Whilst on maternity leave when I’ve needed bigger items this has been a godsend being able to pay interest free over 4 instalments. Any issues and PayPal have the most outstanding customer services team. I’ve been using PayPal for all online purchases for 14 years now and I wouldn’t be without it! Security, protection and peace of mind with the encryption so your details aren’t stored to be stolen is great! Couldn’t recommend PayPal enough! Reviewed on: 2nd June 2023
Leah-Shannon Hampson's avatar
Leah-Shannon Hampson

Credit

5
Great choice to spread the cost for 4 months without %.Recommended Reviewed on: 2nd June 2023
Robert 's avatar
Robert

Very reliable and helpful in times of dire need.

5
I love using paypal credit because it allows me to spread my payment for up to 6 months without interest. Also paypal can be use in a variety of purchases online and in store for various merchants. Reviewed on: 2nd June 2023
Mary's avatar
Mary

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