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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Good providing nothing goes

The accounts are all good if you dont encounter any issues and need to speak to a human as all online - for example if payments get declined for security issues its a nightmare trying to speak to a real person Reviewed on: 5th June 2026

makes life easy

easy to use and convenient, just log in and choose how to pay. Very much appreciate the flexibility. Reviewed on: 5th June 2026

Good credit and services.

Good credit and services. Quick and easy to you send and receive, I use these benefits on a regular basis. Reviewed on: 5th June 2026

easy to use.

easy to use. regular reminders. loads of paying options Reviewed on: 5th June 2026

PayPal is always my go to because it is reliable and...

PayPal is always my go to because it is reliable and user friendly. I also feel protected using PayPal to buy online, as you are covered for mishaps. PayPal trust their customers. It's a different kind of app Reviewed on: 5th June 2026

It was very easy setting up an account using Pay...

It was very easy setting up an account and using PayPal as a credit provider for my purchases. The repayments are easy to process as well as checking the balance for my account. I have had no issues with payments pending and my details being updated. Reviewed on: 5th June 2026

Very good finance options

Easy to use and gives you peace of mind when making a transaction of having some cover .lots of different payment options with a reasonable interest rate. Reviewed on: 5th June 2026

Happy with the products

I don't really use customer service but my use of the app or website has always been very easy, streamlined and not confusing, which i appreciate. I also appreciate the rewards they offer now and then. Reviewed on: 5th June 2026

Pay in confidence

It’s a great card to have. Great initial balance and I’ve been able to use abroad. Reviewed on: 5th June 2026

Very good.

Very good. Is the best credit card I have. Reviewed on: 5th June 2026

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