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PayPal: PayPal Credit reviews

4.90
Based on 62,991 reviews, last reviewed 14th Apr 2026
1122600% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service I had a great experience. Great customer service Reviewed on: 14th April 2026
Naz's avatar
Naz

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62991)

Quick and flexible

5
Thanks PayPal I can pay in advance my festival tickets without ruin my budget. Thanks! Reviewed on: 2nd June 2023

Excellent Service

5
I use PayPal for my purchases everytime it's available.. I feel safe and it gives me security on them too. It's great for transfers to friends too. Love it and would highly recommend everyone to try it! Reviewed on: 2nd June 2023

Simplicity

5
Very easy to follow my credit on the app. I like being able to check how my account is doing from my phone . Reviewed on: 2nd June 2023

PayPal Credit

5
Easy to set up. Easy to use. Brilliant. Reviewed on: 2nd June 2023

100%

5
Great excellent service and a pleasure doing business Reviewed on: 2nd June 2023

paypal credit

5
worry free payment at a very competative intrest rate Reviewed on: 2nd June 2023

PayPal credit works.

5
I use PayPal credit large items, it's so easy to use & accepted all over the world.what more do you need? Reviewed on: 2nd June 2023

Pay pal credit interest free

5
Money management goiod helps me purchase items I need Reviewed on: 2nd June 2023

Very effective way to spread the cost.

5
I have always been worried about using credit providers due to hidden charges and small print.After learning about the Paypal credit option through the app, i gave it ago. I was approved quicky. I now use paypal for big spends mostly spreading the cost of hotel and travel. I like how easy it is, i know i much i owe and when to pay it off. I am happy with the option of spreading cost over 4 months. This is a promo offer and has been helpful when i have had multiple big ticket purchases. Its easy to pay off and any time ive needed support, paypals live chat has been great Reviewed on: 2nd June 2023

The best credit provider

5
By far the best credit provider on the market. Specially with the pay in 3 months with no interest. The application is very easy to use and very detailed. Reviewed on: 2nd June 2023

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