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PayPal: PayPal Credit reviews

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4.90
Based on 63,303 reviews, last reviewed 14th Apr 2026
1151100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10yrs and going, I have not been disappointed. I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was a... Read more Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63303)

A Great customer experience !

5
A Great customer experience ! Love the company and the app Reviewed on: 10th May 2024
Shannon R's avatar
Shannon R

Thank you for the credit

5
Thank you for the credit. It makes my life better and I love it Reviewed on: 10th May 2024
Peter A's avatar
Peter A

Has been a god send when in need

5
Always been handy, reasonable and helpful when needed Reviewed on: 10th May 2024
Leanne C's avatar
Leanne C

Great experience and value on 4 months 0%

5
Great experience and value on 4 months 0% Reviewed on: 10th May 2024
Christopher E's avatar
Christopher E

simplicity at its best

5
Easy to use, great Amount of time to pay for purchases, great no interest for a few months is brilliant and takes the worry of charges away, all round brilliant Reviewed on: 10th May 2024
Tommy's avatar
Tommy

Flexibility and Reliability

5
Very flexible and great customer service. Extremely reliable Reviewed on: 10th May 2024
Lucy 's avatar
Lucy

Accepted on many online markets so fast and easy to...

4
Accepted on many online markets so fast and easy to pay on rge go Reviewed on: 10th May 2024
Leeanne 's avatar
Leeanne

Excellent service as value for money

4
Excellent service as value for money Reviewed on: 10th May 2024
Joseph 's avatar
Joseph

Want credit limit increase and large amount

5
Want credit limit increase and so many years already with just only small amount Reviewed on: 10th May 2024
July Myat Tun's avatar
July Myat Tun

PayPal Credit offers a convenient financing option f...

5
PayPal Credit offers a convenient financing option for online purchases, allowing users to buy now and pay later with flexible repayment plans. It's seamlessly integrated with PayPal, making checkout quick and easy. However, interest rates can be high if not paid off within the promotional period, so it's crucial to manage payments responsibly. Overall, PayPal Credit is a handy tool for managing expenses, especially for those who prefer online shopping. Reviewed on: 10th May 2024
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hostain

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