Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

Pay in 3 is a great way to spread the...

Pay in 3 is a great way to spread the cost Reviewed on: 5th June 2026

Very quick reliable and easy to use and very accessi...

Very quick reliable and easy to use and very accessible Reviewed on: 5th June 2026

Makes life easy.

Makes life easy. Good support if there is a payment dispute. Reviewed on: 5th June 2026

Very easy to use, click of a button away, loans and...

Very easy to use, click of a button away, loans and credit cards available at the tip of your fingers Reviewed on: 5th June 2026

Long time old school PayPal user

I've had paypall for over 20 years I think that shows how much I like PayPal Reviewed on: 5th June 2026

Always use Paypal as quick and easy

Always use Paypal as quick and easy Reviewed on: 5th June 2026

Easy to use and great deals

Easy to use & easy to make payments to, great deals on promos for interest free Reviewed on: 5th June 2026

I have used PayPal for many years, initially I liked...

I have used PayPal for many years, initially I liked the protection and security. Now they offer so much more and with all of the new features, and ease of use, I can’t recommend highly enough. Reviewed on: 5th June 2026

I use PayPal for all online purchases as I know if t...

I use PayPal for all online purchases as I know if there is an issue PayPal are quick to respond Reviewed on: 5th June 2026

It is convenient to use the app is easy to navigate...

It is convenient to use the app is easy to navigate overall a great 2nd bank for me Reviewed on: 5th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub