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PayPal: PayPal Credit reviews

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4.90
Based on 63,967 reviews, last reviewed 14th Apr 2026
1212500% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and reliable. Fast and reliable. Anytime any day with simple authentication process Reviewed on: 14th April 2026
Sebastian O's avatar
Sebastian O

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63967)

4 months interest free is amazing

5
The 4 months interest free has helped me with saving and paying for things without costing extra. The reminders of payments being due and the ability to set up automatic payments mean that I never incurred any interest charges. Reviewed on: 12th May 2024
Nicola's avatar
Nicola

PayPal is very secure and always ready to assist, he...

5
PayPal is very secure and always ready to assist, help and support Reviewed on: 12th May 2024
Evans Osei's avatar
Evans Osei

Nothing but grate.

5
Nothing but grate. Couldn't recommend enough Reviewed on: 12th May 2024
Ricki's avatar
Ricki

That was a fast and easy process for applying.

5
That was a fast and easy process for applying. Thank you Reviewed on: 12th May 2024
Behnia M's avatar
Behnia M

PayPal Credit easy to use & simple to manage 5*

5
PayPal credit has been great really simple to use and manage overall the years. Reviewed on: 12th May 2024
Marcus Thomson's avatar
Marcus Thomson

Perfect for everything

5
Never had a problem with this app quick easy and secure Reviewed on: 12th May 2024
Callum 's avatar
Callum

Use PayPal all the time when it's accepted

4
Use PayPal all the time when it's accepted Reviewed on: 12th May 2024
Shaun's avatar
Shaun

Never had any problems, always straight forward.

5
Never had any problems, always straight forward. Does what it’s supposed to do. All transactions have been simple. Pay in 3 is a great little feature. The 4 months interest free feature on PayPal credit really help manage finance better and allows for that little bit extra time so you don’t have to pay any interest. Reviewed on: 12th May 2024
Steve J's avatar
Steve J

Very safe and convenient.

5
Very safe and convenient. I only trust PayPal. Because I can use PayPal for any transaction. Reviewed on: 12th May 2024
Hassnain A's avatar
Hassnain A

Convenient financing options

5
PayPal Credit offers a convenient financing option for online purchases, allowing users to spread payments over time. Its seamless integration with PayPal accounts and widespread acceptance make it a practical choice for those seeking flexibility in managing their finances. Reviewed on: 12th May 2024
Sadegh Salesi Mousaabadi's avatar
Sadegh Salesi Mousaabadi

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