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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 64,728 reviews, last reviewed 14th Apr 2026
1282800% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use Paypal for paying for things i need, i... I always use Paypal for paying for things i need, i recently paid with Paypal for a ps5 game for my son's birthday which didn't turn up. Had to wait a... Read more Reviewed on: 14th April 2026
Pauline G's avatar
Pauline G

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (64728)

Use wisely

5
I use it sparingly and within my means without paying interest Reviewed on: 14th May 2024
A G's avatar
A G

online shopping

5
Credit accounts can help me reduce financial stress, which is very useful, but sometimes payments fail, which is a bit annoying. Reviewed on: 14th May 2024
James J's avatar
James J

I wish I could change my email address.

5
I wish I could change my email address. Reviewed on: 14th May 2024
Keyvan's avatar
Keyvan

Very convenient for bigger purchases

5
Very convenient for bigger purchases Reviewed on: 14th May 2024
Alexandros P's avatar
Alexandros P

It’s the Best credit so far.

5
It’s the Best credit so far. I have used different platforms as well. But PayPal is above and beyond Reviewed on: 14th May 2024
Muhammad Zia Ul Haq's avatar
Muhammad Zia Ul Haq

Best help to purchase

5
With PayPal credit I’ve been able to buy things which without the credit I wouldn’t even dream and I owe that favour to the PayPal. I’m paying back the money monthly and I don’t feel any pressure in that regard. Reviewed on: 14th May 2024
Mojtaba H's avatar
Mojtaba H

I love pay pal credit its easy to use , you can log...

5
I love pay pal credit its easy to use , you can log in see your amount your due you can pay bits when you like , good if your want a product no much money at thus time , its vert handy , communication with PayPal is very easy great customer care experience either them , even if you use to to get something you have return tbe app is easy to use and also to contact them love it . Reviewed on: 14th May 2024
Suzanne s's avatar
Suzanne s

Best credit provider

5
Outclass and the best credit provider very satisfied Reviewed on: 14th May 2024
Shoaib A's avatar
Shoaib A

I wish more shops would accept PayPal credit with th...

5
I wish more shops would accept PayPal credit with the 24-36 months payment option Reviewed on: 14th May 2024
Mohammed E's avatar
Mohammed E

The only reason I wouldn’t recommend PayPal credit i...

5
The only reason I wouldn’t recommend PayPal credit is because I wouldn’t like to encourage others to take on credit. Other than that I have found PayPal credit to offer easy to understand and excellent service so far. Reviewed on: 14th May 2024
Debbie R's avatar
Debbie R

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