Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

Simply the best

Everything is simple and easy to understand and transactions are very fast Reviewed on: 5th June 2026

Always feel safe using Pay pal.

Always feel safe using Pay pal. And the app is very clear and user friendly. Reviewed on: 5th June 2026

Smooth & Swift process

Was very easy and straightforward no hassle Reviewed on: 5th June 2026

Easy and reliable

It’s easy to use and available for most retailers and other payments systems Reviewed on: 5th June 2026

PayPal is so easy to use and totally trustworthy

PayPal is so easy to use and totally trustworthy and if there is a problem with a company they are definitely in your corner Reviewed on: 5th June 2026

Paypal is really convenient accepted almost everywhe...

Paypal is really convenient accepted almost everywhere, online. Whenever I have had an issue with anything ive bought using PayPal they have sorted it extremely quickly and positively. Reviewed on: 5th June 2026

PayPal has been very helpful with my life

PayPal has been very helpful with my life. Turns out I’m pretty expensive… the credit feature has helped me achieve getting my car through MOT and repairs and renovations in my home. The APR can catch you but honestly it’s been great and I would recommend this option! Reviewed on: 5th June 2026

Use it a lot as its reliable and easy to...

Use it a lot as its reliable and easy to use Reviewed on: 5th June 2026

Love using PayPal

Love using PayPal for the flexibility and security offered. Reviewed on: 5th June 2026

Super convenient and feels like my purchases are cov...

Super convenient and feels like my purchases are covered. I’ve had issue in the past and PayPal have always been fair Reviewed on: 5th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub