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PayPal: PayPal Credit reviews

4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

PayPal to the fraud rescue

5
Someone hacked into my eBay and purchased 3 lightbulbs at £20 each with my attached PayPal account, I rang PayPal and they sorted it all out for me and got my money back. Reviewed on: 3rd June 2024

I find it very easy and convenient to use.

5
I find it very easy and convenient to use. The app is easy to navigate and payment options are simple to understand. Reviewed on: 3rd June 2024

My voyage along with PayPal

4
Very good one as all what I need in one app Reviewed on: 3rd June 2024

Good amount of time to pay the credit back

5
Good amount of time to pay the credit back Reviewed on: 3rd June 2024

Decent facility, but customer service isn't great.

4
Decent facility, but customer service isn't great. Very slow to get answers. Reviewed on: 3rd June 2024

PayPal credit is the most helpful thing ever offered...

5
PayPal credit is the most helpful thing ever offered especially the 4 month no interest Reviewed on: 3rd June 2024

Good finance options

5
Good finance options with very little interest Reviewed on: 3rd June 2024

Never had a problem quick and easy to use

5
Never had a problem quick and easy to use Reviewed on: 3rd June 2024

Great service provided, avaliable and answers any qu...

5
Great service provided, avaliable and answers any queries needed Reviewed on: 3rd June 2024

Easy to use, app handy to keep on top of payments, l...

5
Easy to use, app handy to keep on top of payments, like the option of PayPal credit Reviewed on: 3rd June 2024

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