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PayPal: PayPal Credit reviews

4.90
Based on 67,394 reviews, last reviewed 15th Apr 2026
1528800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Balance Payments Showing Great product but delays in balance payments showing over a few days could be better. Reviewed on: 15th April 2026
Michael B's avatar
Michael B

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026
Jamal M's avatar
Jamal M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67394)

PayPal credit

5
PayPal credit is amazing it’s helped memo much with the price of stuff atm Reviewed on: 18th May 2024

I have found PayPal to be a convenient way to pay fo...

4
I have found PayPal to be a convenient way to pay for goods and services online. I have it linked to my Screwfix account which makes ordering and collecting items from them even faster Reviewed on: 18th May 2024

hassle free

5
hassle free borrowing, for emergency shopping Reviewed on: 18th May 2024

Customer service is very rude and not cooperative

4
Customer service is very rude and not cooperative Reviewed on: 18th May 2024

Using PayPal is easy, convenient and safe.

5
Using PayPal is easy, convenient and safe. Especially the 4 months interest free credit and pay in three is very useful!What a splendid way of spreading the costs, all in one place. Reviewed on: 18th May 2024

PayPal Credit has allowed me to buy things I usually...

5
PayPal Credit has allowed me to buy things I usually wouldn’t be able to without the money in one hit. I’m able to then pay in instalments without affecting my credit score. Reviewed on: 18th May 2024

Great and very handy

5
Very secure and easy to make purchases online and various options to pay back, my prefered payment method. Reviewed on: 18th May 2024

Brilliant quick and easy for most transactions just...

5
Brilliant quick and easy for most transactions just what the doctor ordered Reviewed on: 18th May 2024

Good help for when you want to split up a...

5
Good help for when you want to split up a big purchase Reviewed on: 18th May 2024

Excellent service

5
I use PayPal often because I think it’s a very safe and secure way of payment when using websites to make purchases and the service is excellent Reviewed on: 18th May 2024

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