Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

Helping hand

It’s helped my buy the things I need ( Christmas etc) over a suitable period and I know my payments are secure and this helps take the financial pressure off me Reviewed on: 5th June 2026

i am new in let use and tell and i am trieng to sue...

i am new in let use and tell and i am trieng to sue and see how it wills be and i hope to feel confortable Reviewed on: 5th June 2026

No issues, love pay in 3.

No issues, love pay in 3. I can spread costs so easily nearly everywhere. Reviewed on: 5th June 2026

Extremely helpful and very understanding of circumst...

Extremely helpful and very understanding of circumstances Reviewed on: 5th June 2026

I have always found PayPal to be excellent service i...

I have always found PayPal to be excellent service in providing affordable credit and a safe Reviewed on: 5th June 2026

Works well.

Works well. If you pay in a few months then no interest. Reviewed on: 5th June 2026

would highly recommend

PayPal are always reliable with friendly customer service. Reviewed on: 5th June 2026

Quick easy transfers and very reliable service.

Quick easy transfers and very reliable service. I am very confident in using PayPal to make online purchases both directly from my bank and with credit. Reviewed on: 5th June 2026

I think PayPal could do more to support customers an...

I think PayPal could do more to support customers and have better lending options like klarna/ clearpay do. Reviewed on: 5th June 2026

Just a really smooth service.

Just a really smooth service. No issues, simple to use…perfect! Reviewed on: 5th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub