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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Always easy to- online platform stable

5
Always easy to- online platform stable Reviewed on: 5th June 2026

Paypal is fantastic

5
Paypal is fantastic, use it for pretty much all of my online shopping where it is available (pretty much everywhere) Reviewed on: 5th June 2026

It has been over a decade I'm using PayPal for all m...

5
It has been over a decade I'm using PayPal for all my online shopping where it is available and I have never been disappointed Reviewed on: 5th June 2026

Great option to have!

5
Great option to have. Have used this quite a few times myself and you can choose to pay early if you want Reviewed on: 5th June 2026

I find using paypal is an effectve way to split paym...

5
I find using paypal is an effectve way to split payments Reviewed on: 5th June 2026

Quick, easy and plesant system and software to use a...

5
Quick, easy and plesant system and software to use and accepted on many shopping sites. Reviewed on: 5th June 2026

Excellent service,always ready and willing to solve...

5
Excellent service,always ready and willing to solve any queries Reviewed on: 5th June 2026

Very good site, very quick and easy to use

5
Very good site, very quick and easy to use Reviewed on: 5th June 2026

Great way to spread the cost of everything, easy to...

5
Great way to spread the cost of everything, easy to set up and to use. Reviewed on: 5th June 2026

I am incredibly pleased with the service and ease of...

5
I am incredibly pleased with the service and ease of service. Reviewed on: 5th June 2026

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