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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Excellent service, always good.

Excellent service, always good for easy payments and receipts Reviewed on: 5th June 2026

Supported and Human

I have been a PayPal member since 2002 and have never felt not supported whenever I have had an issue. Your not just a customer you’re are a real person in PayPals eyes! Knowing you have that support when needed is very reassuring. Reviewed on: 5th June 2026

Everything is so straightforward and easy to underst...

Everything is so straightforward and easy to understand Reviewed on: 5th June 2026

Excellent

Easy to use, good customer service Reviewed on: 5th June 2026

PayPal has never caused me any problems or inconveni...

PayPal has never caused me any problems or inconvenience. Reviewed on: 5th June 2026

Very simple, platform easy to manage and can be used...

Very simple, platform easy to manage and can be used in so many retailers! Reviewed on: 5th June 2026

Swift, secure need I say morePeace of mind

Swift, secure need I say more.Saves remembering bank details or finding your card. Peace of mind knowing you have protection against scammers. Now the added benifit of earning points. In addition the flexibility of payment methods. My go to payment option Reviewed on: 5th June 2026

Secure and effective

Security is great, tracks all orders efficiently until it arrives or returns are refunded. When I saw my account was hacked a few years ago the money was blocked straight away with no issues at all. Reviewed on: 5th June 2026

It is easy, safe and reliable to use.

It is easy, safe and reliable to use instead of using own credit to various businesses. I have not had any issue with paypal I can remember and I have with them for nearly decade. Reviewed on: 5th June 2026

Excellent service used daily

Excellent service I use daily. Customer service is always great. Reviewed on: 5th June 2026

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