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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

No issues when using, fast and easy interface

5
No issues when using, fast and easy interface Reviewed on: 5th June 2026

Always reliable and great knowing you have a 'safety...

5
Always reliable and great knowing you have a 'safety blanket' Reviewed on: 5th June 2026

PayPal is convenient and simple.

5
PayPal is convenient and simple. Works great for me! Reviewed on: 5th June 2026

Amazing options

5
Love paypal, so easy to use, lots of options to pay for goods, so helpful Reviewed on: 5th June 2026

It was very easy customer service experience is o...

5
It was very easy customer service experience is one of the best in financial world Reviewed on: 5th June 2026

Fantastic and easy to use Helps plan payments and mo...

5
Fantastic and easy to use Helps plan payments and money. No interest and charges which is fantastic if paid within timescales. Makes large purchases easier and manageable Reviewed on: 5th June 2026

Good and practice.

5
Good and practice. Very friendly app Reviewed on: 5th June 2026

Is convenient and safe.

5
Is convenient and safe. I have been using PayPal for many years now and never had any issues. Reviewed on: 5th June 2026

Shopping with Paypal

4
Easy to use service, tempting but helpful Reviewed on: 5th June 2026

Great experience and the app is very efficient and e...

5
Great experience and the app is very efficient and easy to use. Reviewed on: 5th June 2026

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