Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,770 reviews, last reviewed 13th Apr 2026
1009200% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and manage my payments through the... Very easy to use and manage my payments through the app,Explained terms easy to understand Reviewed on: 13th April 2026
RF's avatar
RF

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (61770)

Best card ever

5
Best rates and reliable service! What else do you expect from PayPal. Reviewed on: 8th July 2022
Maham Askari's avatar
Maham Askari

PayPal Credit

5
I have found PayPal credit to be very easy to use and would recommend it as the best way to spread the payment of high value purchases. Reviewed on: 8th July 2022
Mark Weir's avatar
Mark Weir

Happy

5
Very satisfied with the services provided Reviewed on: 8th July 2022
kamran s Fard's avatar
kamran s Fard

The best credit pal you will ever have.

5
PayPal Credit has become one of the best and most flexable ways to obtain and pay for credit in the last few years. It is easy to keep a check on all your transactions plus PayPals custom service department both online and using the telephone call centre is supportive, friendly and knowledgeable. Reviewed on: 8th July 2022
Barry Howells's avatar
Barry Howells

Excellent service

4
PayPal credit is extremely handy for unexpected purchases. It would be better if they were more flexible with raising credit limits. Reviewed on: 8th July 2022
John's avatar
John

Great. Company

5
Fantastic customer service, great people to deal with. Reviewed on: 8th July 2022
Rob Macpherson's avatar
Rob Macpherson

Very good

5
I love people is very good and quick service and very easy to use Reviewed on: 8th July 2022
Imran arshad 's avatar
Imran arshad

Reliable Company

5
Always there when you need them Very good company Reviewed on: 8th July 2022
John Laird's avatar
John Laird

Good old PayPal

5
Thank you PayPal I needed some expensive after shave for a date and I got a shag so thank you very much I appreciate your help Reviewed on: 8th July 2022
jackm0ss's avatar
jackm0ss

Excellent service

5
Very easy UI excellent service. Accepted in most places and very easy to transfer money instantly without the need for to many details Reviewed on: 8th July 2022
Martyn 's avatar
Martyn

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill