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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

My PayPal POV

I’ve been a PayPal customer for a few years now. I found PayPal online banking convenient the handy app on my phone. Competitive rates of credit and earning points as I spend beneficial. I now have PayPal debit card. Reviewed on: 5th June 2026

Ease and clarity of use.

Ease and clarity of use. Interesting offers. Very helpful in an unstable world of finance. Reviewed on: 5th June 2026

Makes life easier

Super easy to use, customer service are quick and efficient. Reviewed on: 5th June 2026

Simply the best

It's the fastest and easiest way of getting credit on anything that you want. Very convenient and straight forward. Thank you Reviewed on: 5th June 2026

Good service every time.

Good service every time. Never had problems so far. Reviewed on: 5th June 2026

Good experience over all, nice and easy!

Good experience over all, nice and easy! Reviewed on: 5th June 2026

No complaints, never had any issues :)

No complaints, never had any issues :) Reviewed on: 5th June 2026

A great experience - easy to set up and use and real...

A great experience - easy to set up and use and really informative so there’s no surprises Reviewed on: 5th June 2026

Amazing experience

It’s an app that is very useful and secure! Reviewed on: 5th June 2026

Convenient credit

I like the convenience of Pay in 3 where I can spread the cost of a purchase and the repayments are automatic so I don't forget to make them. For those bigger purchases PayPal credit is really useful when I have 4 months interest free credit. I now use this instead of my credit card. Reviewed on: 5th June 2026

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