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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Irefunds

I do a lot through pay pal and when something didn’t show up I was refunded straight away Reviewed on: 5th June 2026

Paypal / my go to

great service / options to split payments and credit are really helpful customer service always helpful . Reviewed on: 5th June 2026

Helpful friendly staff and easy to use platform.

Helpful friendly staff and easy to use platform. Good communication on offers, discounts and alerts Reviewed on: 5th June 2026

Good safe way to pay, and excellent customer suppprt

Good safe way to pay, and excellent customer suppprt Reviewed on: 5th June 2026

When I got my PayPal credit

Since I got my PayPal credit, it has allowed me to start building my credit score and has given me the chance to manage my finances and purchases effectively by using the 4th month interest-free. I just love my credit, it is now my oldest credit I have. Reviewed on: 5th June 2026

Easy to use

Easy to use and makes online purchases safe. Easy to use the credit to spread the costs of more expensive items. Reviewed on: 5th June 2026

It's easy to use, and the options to pay in 3 or fou...

It's easy to use, and the options to pay in 3 or four months interest free is really helpful Reviewed on: 5th June 2026

I don’t enjoy that it doesn’t set up the instalments...

I don’t enjoy that it doesn’t set up the instalments and makes it a manual process Reviewed on: 5th June 2026

Secure & convenient

I've been using PayPal since early 2000s. Love the security & ease of transactions, refunds & dispute resolution. Reviewed on: 5th June 2026

I find it easy to use and it’s always available at m...

I find it easy to use and it’s always available at most of the websites I visit. I love the multiple finance offers that are available Reviewed on: 5th June 2026

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