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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

PayPal has been a lifesaver to me and my family ever...

5
PayPal has been a lifesaver to me and my family ever since I have been using it. It has enabled me to spoil my children and grandchildren(and myself) at Christmas and birthdays, especially when times are very tight money wise. Reviewed on: 2nd June 2024
Kyp's avatar
Kyp

Great to have no interest for extended periods

5
Great to have no interest for extended periods Reviewed on: 2nd June 2024
Robert H's avatar
Robert H

PayPal credit is simple and straightforward

5
PayPal credit was so easy to apply for with just a few clicks of a button. It allows me to use credit on big purchases online, and checking out is always super straightforward. Having the PayPal app on my phone allows me to always have access to my account and to check my credit limit, as well as pay off my credit with a direct debit, or extra payments when I can. Reviewed on: 2nd June 2024
Kirsty R's avatar
Kirsty R

Allowing me to plan my finances better

5
Allowing me to plan my finances better Reviewed on: 2nd June 2024
Alex H's avatar
Alex H

PayPal Credit is worth it!

5
Been using PayPal credit for years, never had a single negative issue with them in those 5+ years. The interest rates aren’t sky high and the minimum payment per month are incredible value making it a very obvious choice for those who want to finance a product/service they need/want but can’t afford at that time. Reviewed on: 2nd June 2024
A Martin's avatar
A Martin

everything was organized as best as possible and ver...

5
everything was organized as best as possible and very easy to use Reviewed on: 2nd June 2024
Patrycja W's avatar
Patrycja W

PayPal is my number one since ebay started

5
PayPal is my number one since ebay started Reviewed on: 2nd June 2024
Adam c's avatar
Adam c

Brilliantly superb

5
PayPal has allowed me to buy things it would normally take me months and months to save for at no extra cost. It's superb Reviewed on: 2nd June 2024
Paul S's avatar
Paul S

Brilliant when they have the 0% offers on

5
Brilliant when they have the 0% offers on Reviewed on: 2nd June 2024
Josh 's avatar
Josh

Paypal credit help a lot on my household for purchas...

5
Paypal credit help a lot on my household for purchasing some things that i essentially need my home like kitchen tool and etc Reviewed on: 2nd June 2024
Liam Gaming's avatar
Liam Gaming

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